Ari Weled
Henderson,NV
Overview
18
18
years of professional experience
Work History
Sr. Credit Analyst
Origence Lending Services
04.2022 - 06.2024
- Managing Credit Analysts who report directly to me by conducting audits and training with them in one of our six platforms that we underwrite in.
- Efficiently and effectively underwriting indirect autos and direct loans for over 80 Credit Unions.
- Credit Analysis: Conduct in-depth analysis of credit data and financial statements to evaluate the creditworthiness of individuals or businesses.
- Credit Policy Development: Contribute to the development of credit policies and procedures to ensure they align with the organization’s risk tolerance and regulatory requirements.
- Training and Coaching: Provide guidance and support to Credit Analyst I and II’s, sharing knowledge and best practices.
- Relationship Management: Building and maintaining relationships with internal teams, external Credit Union partners and others involved in the credit process.
Mortgage Underwriter
Village Capital and Investment
03.2020 - 03.2022
- Review mortgage loan applications to meet all requirements of the company’s product.
- Analyzing the risk of a lending application by reviewing the required mortgage documents.
- Making loan decisions in accordance to State and Federal Lending Guidelines mitigating all risks.
- Answering inquiries on complex underwriting rules, policies, procedures, regulations and guidelines.
Regional Credit Analyst
Tesla Motors
07.2018 - 03.2020
- Effectively managed assigned region of Southern California, AZ, NV, UT and HI in auto loans and leasing.
- Training Sales and Delivery team on how to affectively promote Tesla Lending/Tesla Leasing vs. third-party lenders.
- Efficiently working in high-volume/fast-paced queues to process approvals in a timely fashion.
- Reviewing and analyzing loan applications for accuracy maintaining the proper credit decision was reached.
- Supporting the sales team in assisting consumers to find appropriate financing with Tesla Lending.
- Partnering with indirect lenders to obtain approvals or counter offers on consumers with challenging credit.
Consumer Loan Officer
Unify Financial Credit Union
04.2016 - 07.2018
- Responsible for underwriting consumer loan products; Vehicles, Credit Cards, Debt Consolidation Loans and Signature Unsecured Loans while mitigating risk to the Credit Union.
- Responsible for underwriting consumer loan products; Vehicles, Credit Cards, Debt Consolidation Loans and Signature Unsecured Loans while mitigating risk to the Credit Union.
- Assisting and coaching team members on loan conditions which arose during the process of closing.
Assistant Vice President / Personal Loan Officer
Gate City Bank
07.2006 - 10.2014
- Conduct client interviews on requests for consumer, home equity, business and construction loan applications.
- Making underwriting decisions on loans while mitigating risks to the Lending Institution.
- Promoting banking services and products to clientele.
- Cross trained on Branch Management tasks.
- Finalizing loan documents post-closing.
- Engaged in community events to position the bank as a leader within the Region.
Skills
- Account Servicing
- Complex Problem-Solving
- Performance Management
- B to B sales
- Mentoring and Coaching
- Team Leadership
- Client Relationship Building
- Training and Development
- Proficient in different Credit Management software and programs
- Loan structuring and closing
- Registered with NMLS
- Proficient in Lending & Underwriting Guidelines
References
Available upon request
Timeline
Sr. Credit Analyst
Origence Lending Services
04.2022 - 06.2024
Mortgage Underwriter
Village Capital and Investment
03.2020 - 03.2022
Regional Credit Analyst
Tesla Motors
07.2018 - 03.2020
Consumer Loan Officer
Unify Financial Credit Union
04.2016 - 07.2018
Assistant Vice President / Personal Loan Officer
Gate City Bank
07.2006 - 10.2014