ARJUN DINESH
Bengaluru
Summary
Accomplished finance professional with a proven track record at Kotak Mahindra Bank, adept in credit data analysis and problem-solving. Excelled in evaluating risks, enhancing loan approval processes, and mentoring teams. Leveraged finance and accounting skills to optimize credit operations, achieving significant risk management improvements. Demonstrates meticulous attention to detail and robust computer skills, ensuring high-quality financial solutions.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Deputy Manager of Credit ( Regional )
Kotak Mahindra Bank
09.2023 - Current
- Reviewing and evaluating credit applications to determine their risk level and making recommendations to approve or reject them.
- Provide training and development to junior staff members, ensuring they understand credit policies, procedures, and industry best practices.
- Document credit decisions and maintain accurate records of loan applications highlighting key trends, risk factors, and the status of the credit portfolio.
- Liaise with clients, DSA channels, Verification agencies and branch banking to discuss their credit requirements and financial positions.
- Maintain a balance between managing risk and meeting customer needs.
Credit Analyst
Shuhari Tech Ventures Private Limited, NIRA
04.2022 - 09.2023
- Assessing, analyzing and interpreting financial information of customers
- Undertaking risk analysis by developing statistical models
- Keeping company credit exposures within set risk bearing limits
- Using credit-scoring systems for small credit amounts (such as small unsecured personal loans) and completing loan application forms and submitting to loan committees for approval.
Senior Analyst
STATESTREET HCL SERVICES, PRIVATE LIMITED
07.2021 - 04.2022
- AIS Process (dealing with various asset classes like Equities, Fixed Income Collaterals, FX, and Derivative products
- Have a thorough understanding of Hedge fund accounting and administration.)
- Reconciliation of daily cash and position between client vs Multiple brokers
- Organizing and handling weekly calls with prime brokers, clients, and senior administration and preparation of monthly reports
- Working on complex accounts, Provides Guidance to Junior team members, and reviewing
- Client Management.
Junior Underwriter ( Business Loans )
Namaste Credit
02.2021 - 07.2021
- Review business loan applications, including financial statements, credit reports, and other necessary documentation.
- Conduct financial analysis to assess the ability of the business to repay the loan. This involves evaluating cash flow, profitability, debt levels, and business stability.
- Maintain accurate and up-to-date records in the loan management system.
- Creating the CAM sheet for bank statements and financial statements.
Junior Executive Dealer
GEOJIT FINANCIAL SERVICES LTD
08.2019 - 11.2020
- Buy, sell, and give advice on investment and financial instruments.
- Monitoring and analyzing the condition of the stock market to prepare profitable financial information
- Establishing effective trading strategies that result in more income and profits for clients.
Education
MBA - Finance&Marketing
Shree Devi Institute of Technology
2019
B-Com - Co-operation
E.K Nayanar Memorial Govt.College
2017
PLUS TWO - Commerce
GHSS Chayoth
2014
Skills
- Problem-solving
- Computer skills
- Attention to detail
- Credit data analysis
- Time management skills
- Finance and Accounting skills
Accomplishments
- Achieved WORLD BOOK OF RECORDS UNITED KINGDOM for participating Kerala’s Largest CareerGuidance Digital Conference
Certification
- Certified in Banking and Finance
- Certified in Fundamentals of Credit- CFI
- Certified in NISM-MFD serious V
- A Certified in NISM-SORMC serious VII A
- NISM VIII (Derivatives)
- Certified in THE FUNDAMENTALS OF DIGITAL MARKETING, (GOOGLE)
- Certified in M S EXCEL
- Introduction to Data Analytics from Simplilearn
- Buisiness Intelligence fundamentals from Simplilearn.
- Buisiness Analytics with Excel from Simplilearn
Languages
English
Advanced
C1
Malayalam
Proficient
C2
Tamil
Intermediate
B1
Hindi
Intermediate
B1
English
Native or Bilingual
Timeline
Deputy Manager of Credit ( Regional )
Kotak Mahindra Bank
09.2023 - Current
Credit Analyst
Shuhari Tech Ventures Private Limited, NIRA
04.2022 - 09.2023
Senior Analyst
STATESTREET HCL SERVICES, PRIVATE LIMITED
07.2021 - 04.2022
Junior Underwriter ( Business Loans )
Namaste Credit
02.2021 - 07.2021
Junior Executive Dealer
GEOJIT FINANCIAL SERVICES LTD
08.2019 - 11.2020
B-Com - Co-operation
E.K Nayanar Memorial Govt.College
PLUS TWO - Commerce
GHSS Chayoth
MBA - Finance&Marketing
Shree Devi Institute of Technology