Organized, experienced professional with over 35 years of experience in Credit and Collection analysis. Areas of expertise include but are not limited to analyzing industry data to determine credit viability, debt negotiation and dispute resolution.
Overview
22
22
years of professional experience
Work History
Accounts Control Analyst
Amerijet International
07.2007 - Current
Manage credit / collection activity of over 400 accounts
Analysis of Dunn & Bradstreet report to determine credit viability
Audit credit history of existing customers to determine credit increase or cessation of credit
Place delinquent accounts on credit hold until current status is obtained
Prepare and distribute weekly credit hold reports to all Sales Reps, Station Managers and Regional Managers
Maintain consistent communication with customers, sales reps and managers to ensure that all facets of credit and collection inquiries are managed in timely manner
Contact customer’s for purpose of negotiating repayment
Incessant review of accounts in order to reconcile delinquent status and disputes
Skilled in conflict resolution and negotiation
Created training manual currently being used by management to train new employees
Maintained low write-off and outside collection agency referral percentages
Managed receivables for 19 domestic stations and over 350 domestic company credit accounts
Sustained 1% delinquency on $2 million dollar portfolio
Identified issues, analyzed information and provided solutions to problems
Demonstrated strong organizational and time management skills while managing multiple projects
Credit & Collection Manager
Olen Residential
02.2006 - 08.2006
Responsible for complex with over 200 residents.
Appeared in Small Claims court to mediate on behalf of company.
Prepare and file all small claims affidavits, Stipulation’s and Judgments.
Skip trace using National Database, DMV database and credit bureau reports.
Establish rapport with attorney’s office to execute writ of possessions and evictions.
Performed 80% successful dispute resolutions to prevent small claims suit.
Negotiate terms, approved by judge, for purpose of repaying rental obligations.
Update Experian, Trans Union and Equifax with updated consumer payments and dispute resolutions.
Collection Analyst
Oce Financial Services
11.2004 - 02.2006
Managed delinquent activity of over 900 contracts
Liaised closely with Sales Reps., Regional Managers and customers to resolve disputes
Approved payment plans, settlements and account sent to outside collection agency
Collection calls on accounts over 60 days
Supervisor
Rexall Sundown
06.2001 - 03.2004
Managed team of five employees.
Interviewed potential employees.
Evaluated staff performance and annual reviews.
Monitored workflow and coaching to ensure high productivity and positive moral.
Analyze aging reports to create Delinquent and Risk Analysis reports on portfolio of over 200 accounts.
Approved quarterly and year end write-offs.
Implemented training manuals for collection and Accounts receivable procedures.
Managed maintenance of over 200 customer files.
Approved payment plans and settlement offers.
Mentored newly hired employees on training manual to use for reference
Maintained compliance with company policies, objectives, and communication goals.
Credit Analyst
Rexall Sundown
10.2000 - 06.2001
Analyze Dunn and Bradstreet report, Reimer Report, Industry records and bank references to determine credit approval as well as release of accounts on credit hold.
Create new account set-ups
Managed monthly collection on one million dollar portfolio.