Aroura Shipp
Logan,UT
Summary
Proactive and goal-oriented mortgage professional with solid background in mortgage services, including familiarity with loan origination, underwriting processes, and regulatory compliance.
Proven track record of driving successful outcomes through collaborative efforts and adaptability to changing market conditions.
Strong skills in financial analysis, client relations, and risk assessment. Known for results-oriented approach, with swift capacity to learn and apply new skills. .
Overview
8
8
years of professional experience
1
1
Certification
Work History
Licensed Production Partner
NEO Home Loans (powered by Celebrity-Luminate-Better)
01.2021 - Current
- Coordinate with borrowers on required documents and answer any questions they may have
- Pre-Approve borrowers with a full credit/income/asset analysis in order to ensure smooth sailing through the full underwrite once they are under contract or moving forward on their Refinance/HELOC
- Structure files for submission to underwriting and ensure guideline eligibility, balanced with streamlining documentation
- Communicate with borrowers and agents throughout the process, including weekly updates
- Develop and maintain relationships with various broker partners
- Maintain working knowledge of program options and requirements
- Track Historical Pipeline Data for a branch producing between $30M-$60M loan volume annually
- Powered by Celebrity > Luminate > Better
Loan Officer Assistant II
Fairway Mortgage
07.2019 - 01.2021
- Request Documents from borrower needed for Pre-Approval
- Review asset/credit/income for Pre-Approvals
- Structure files for submission to processing
- Maintain working knowledge of program options and requirements
Loan Officer Assistant
Homie Loans
07.2017 - 07.2019
- Coordinated communication between clients and lenders to facilitate timely loan approvals.
- Managed documentation collection, verifying completeness for underwriting processes.
- Ensured accuracy on registration of loans with the investors and initial disclosures
Skills
- Summarizing complex situations into a digestible format (with borrowers, underwriters, LO’s, etc)
- Detail-oriented
- Adaptable to the ever-shifting requirements of the mortgage industry
- Proactive approach
- Ability to maintain calm in stressful situations and direct focus to resolution
- Written and verbal communication
- Familiarity with Encompass, as well as several different proprietary systems
- Calculating complicated income sources (ie - multiple self-employed business tax returns, bank deposit trends across accounts, large rental portfolios, variable/seasonal, RSU, etc)
- Familiarity with closing loans nationwide (most familiar with: UT, CO, NC, FL, WA, CA, AZ)
Certification
- NMLS#330511
- Federally Licensed since 11/2023
- Licensed in UT since 06/2025
Experienced in the following Loan Programs
- In-House/Correspondent/Brokered
- FNMA/FHMLC Direct
- FHA
- VA
- USDA
- DPA (national & state programs)
- Jumbo
- Non-QM
- Bank Statement Loans
- Asset Depletion/Qualifying
- Condo-tel
- Non-warrantable Condo
- Future Employment/Projected Income
- Purchases and Refinances (R/T, C/O, Streamline, Delayed Financing)
- HELOC/HELOAN/CES (as standalones or piggybacks)
- DSCR
Timeline
Licensed Production Partner
NEO Home Loans (powered by Celebrity-Luminate-Better)
01.2021 - Current
Loan Officer Assistant II
Fairway Mortgage
07.2019 - 01.2021
Loan Officer Assistant
Homie Loans
07.2017 - 07.2019