Asad Farhadov
Hoover
Summary
Accomplished banking professional with over 13 years of experience across multiple roles and high-impact projects within the financial sector. Demonstrated expertise in developing and managing credit customer portfolios, analyzing and monitoring business performance, and serving as Head of the Analytics Division. Proven track record as a change leader in transformation processes, successfully launching and expanding micro-businesses from scratch, and overseeing the implementation of the universal employee project. Adept at driving retail business growth, setting and achieving targets, defining KPIs, and managing budget formation. Strong leadership in team-building initiatives and consistently delivering successful project outcomes.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Deputy Director of Retail Sales Department
Kapital Bank OJSC
07.2020 - 05.2024
- Developed strategic plans to achieve organizational goals, ensuring alignment with company's mission and vision.
- Establishing a financial model for retail and micro businesses, organizing the sales process in branches, and building the micro sales team and environment.
- Setting quarterly and Annual KPIs for Department Divisions
- Execution of the department's annual quantitative and qualitative goals.
- Fostered a positive work environment by promoting collaboration, transparency, and open communication among team members.
- Coordinated cross-functional teams to successfully execute large-scale projects on time and within budget constraints.
- Responsible for the execution of monthly and annual sales and revenue targets
- Monitored performance metrics, analyzing trends to identify areas requiring attention or improvement.
Head of Analytical Division
Kapital Bank OJSC
08.2014 - 06.2020
- Preparation of monthly comparative analysis reports for managers working at branches and the head office
- Determination and implementation of the bonus structure for employees and management staff working in branches and the sales department.
- Development of comparative simulation models about sales indicators.
- Setting monthly quantitative and qualitative targets for employees in the retail sales structure, as well as for branch staff and management.
- Development of the FTE model for workload calculation and determining the number of employees based on workload across branches.
- Calculation of forecasted annual sales, portfolio, and revenue targets for determining the sales budget.
Senior Specialist in Credit Department
Bank Respublika OJSC
01.2014 - 07.2014
- Checked the financial status and the usage of loans of credit customers.
- Checked the status of customers' collateral.
- Analyzed the financial situation of existing customers according to the monitoring plan.
- Prepared monthly, quarterly, and annual monitoring plans for branches.
- Checked the monitoring acts of branches.
- Conducted selective visits to business locations of monitored customers by branch employees and re-evaluated financial analyses.
Credit Specialist
Bank Respublika OJSC
01.2011 - 12.2013
- Interviewed credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
- Identified customer credit needs and assessed their income, business revenues, and liabilities.
- Analyzed credit repayment ability and conducted financial analyses for business clients.
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Managed credit documentation, payment tracking, and worked with problem clients to monitor payments.
- Processed all types of consumer, mortgage, and business loans, ensuring compliance.
- Monitored issued credits for financial and collateral compliance.
- Engaged customers through direct marketing and phone outreach.
- Reduced risk exposure by conducting thorough credit analyses for new and existing clients.
- Monitored client abilities and account information to determine appropriate credit approval decisions.
- Reviewed and verified income, credit reports and employment histories for each borrower.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
Education
CERTIFICATE OF SPECIALIZATION - Management Excellence Program
Mini MBA Program of Bogazici University
Turkey, Istanbul07.2021
Bachelor - Finance And Credit
Azerbaijan State University of Economics
Azerbaijan, Baku07.2010
Skills
- Strategic Planning
- Program implementation
- Risk Analysis
- Data Analysis
- Adaptable and Flexible
- Analytical and Critical Thinker
- Budget Planning
- Annual Planning
- Performance Benchmarking
Certification
- Leader is a brand of the Bank – leadership session
- Engaging keynote – Digital transformation
- Learning organization session
- LİP - Mentoring at Speed of Trust
- Mentoring at the speed of trust
- CAPSİM "Capstone Advanced Business Strategy" simulation
- Mastercard - Digital Safari (New York) site visit
- Individual coaching
- Group Coaching program
Timeline
Deputy Director of Retail Sales Department
Kapital Bank OJSC
07.2020 - 05.2024
Head of Analytical Division
Kapital Bank OJSC
08.2014 - 06.2020
Senior Specialist in Credit Department
Bank Respublika OJSC
01.2014 - 07.2014
Credit Specialist
Bank Respublika OJSC
01.2011 - 12.2013
CERTIFICATE OF SPECIALIZATION - Management Excellence Program
Mini MBA Program of Bogazici University
Bachelor - Finance And Credit
Azerbaijan State University of Economics
- Leader is a brand of the Bank – leadership session
- Engaging keynote – Digital transformation
- Learning organization session
- LİP - Mentoring at Speed of Trust
- Mentoring at the speed of trust
- CAPSİM "Capstone Advanced Business Strategy" simulation
- Mastercard - Digital Safari (New York) site visit
- Individual coaching
- Group Coaching program
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