Aseal Wahdan
Durham,NC
Summary
A seasoned compliance professional with a wealth of experience in internal audit, regulatory compliance, and investigations, including anti-money laundering (AML) inquiries. Proficient in navigating diverse regulatory landscapes and conducting thorough research in alignment with regulatory standards and laws in various jurisdictions. Recognized for exceptional organizational skills, adept communication abilities, and a talent for cultivating robust relationships with peers and stakeholders. Well-versed in leveraging CRM tools, alongside other collaboration platforms, to facilitate seamless communication and streamline workflows. Proficient in utilizing Microsoft Office Suite, encompassing PowerPoint, Outlook, Excel, and Word, for crafting presentations, managing correspondence, and analyzing data across compliance functions
Overview
10
10
years of professional experience
1
1
Certification
Work History
Internal Auditor
First Citizens Bank
Raleigh, NC
07.2023 - Current
- Conducted thorough and independent evaluations of the bank's internal controls, processes, and procedures to ensure compliance with regulatory requirements and internal policies.
- Performed risk assessments to identify areas of potential risk and developed audit plans accordingly.
- Executed audit procedures, including testing controls, reviewing documentation, and analyzing data to assess the effectiveness and efficiency of operations.
- Evaluated the accuracy and reliability of financial information, including financial statements and accounting records.
- Identified control deficiencies, weaknesses, or areas for improvement and recommended corrective actions to mitigate risks and enhance internal controls.
- Prepared comprehensive audit reports documenting findings, conclusions, and recommendations for management's review and action.
- Collaborated with management and stakeholders to communicate audit results, discuss findings, and facilitate the implementation of corrective measures.
- Monitored the progress of corrective actions and followed up on audit findings to ensure timely resolution and compliance with recommendations.
- Stayed abreast of industry best practices, regulatory changes, and emerging risks to continuously improve audit methodologies and enhance the effectiveness of internal audit activities.
- Maintained independence, objectivity, and integrity in performing audit engagements and adhered to professional standards and ethical guidelines.
Internal Auditor
CREDIT SUISSE
Morrisville, NC
01.2023 - 07.2023
- Conducted risk assessments, control testing, and audits of Investment Bank, Compliance, and Risk departments within the bank to ensure compliance with regulatory requirements and internal policies
- Analyzed large data sets using analytical tools to identify trends, anomalies, and other patterns that could indicate potential issues or risks
- Assessed the adequacy and effectiveness of controls designed to mitigate operational, financial, and regulatory risks
- Evaluated the effectiveness of risk management processes, including risk identification, measurement, and reporting
- Identified areas of non-compliance with regulatory requirements and internal policies, and recommending remediation plans
- Prepared clear and concise reports detailing audit findings and recommendations for improvement and presented these reports to senior management and other stakeholders
- Collaborated with other members of the audit team and other departments within the bank to ensure that audit objectives were met
- Participated in the development of audit plans and programs and provided guidance and training to junior team members.
KYC Due Diligence Analyst - Client Onboarding & Lifecycle
CREDIT SUISSE
Morrisville, NC
12.2019 - 01.2023
- Conducted KYC Due Diligence Reviews in a timely manner after assessing the appropriate regulatory requirements to bring cases into compliance based on their jurisdiction (U.S
- UK, Germany, Spain, Canada, Australia, & Cayman Islands)
- Partnered with the front line to obtain outstanding requirements to bring clients into compliance
- Verified documents received according to their local regulatory requirements and Credit Suisse policies and procedures
- Completed Sanctions, PEP, and Adverse Media/Negative News screenings by using the appropriate systems and in accordance with policies/procedures
- Ensured that clients had been classified correctly as supported by Credit Suisse's policy and regulatory expectations
- Took ownership of KYC Reviews where prioritization and reassignment were required
- Emailed management daily trackers that were created in MS Excel of pending cases, cases that should be prioritized, and escalations
- Fast-paced role that requires quick turn-around and excellent business partner management skills
- Utilized the following internal/external systems to complete reviews: Customer Master Service (CMS), Fenergo, Bankers Almanac, Thomas Reuters Portal, Bloomberg, CLEAR, World Check, LexisNexis, and Ripjar (i.e., negative news string search via Google)
- During 2020-2022, became a training facilitator at the firm for new analysts that were onboarded to the Client Onboarding & Lifecycle Department
- During 2021-2022, instrumental in evaluating the effectiveness of the analysts training by collecting before and after data to show each trainee's progress.
Relationship Manager
BANK OF AMERICA
Durham, NC
10.2018 - 12.2019
- Led, managed, and developed a team of direct and indirect reports with low to moderate complexity and risk in a retail Financial Center
- Mentored and trained employees in the areas of customer service, products/services, and individual/team sales goals
- Identified and recommended effective process improvements and risk control development for all functions within the Financial Center
- Compiled and appropriately executed regulatory policies and procedures in alignment with applicable regulations, audit, and any escalation procedures
- Made decisions and resolved issues regarding customer and team experience, risk, and growth of the banking team to meet regional banking business objectives
- Engaged with customers to understand their financial needs by partnering with specialists and business associates to understand what they offer to customers and the most effective way to generate business referrals (i.e., small business, mortgage, investment needs, etc.)
- Developed local partnerships outside of the branch to expand customer footprint and increase business revenue
- During 4th quarter of 2018 & 1st quarter of 2019, assigned Financial Center excelled in sales goals in the areas of operational excellence, consumer lending, consumer deposit accounts, partner referrals, and overall customer satisfaction scores.
Relationship Banker
CAPITAL ONE FINANCIAL CORP.
Kenner, LA
11.2015 - 02.2018
- Mentored and trained new personal bankers/tellers on cash drawer operations, sales, and product knowledge
- Cross-sold various products such as checking, savings, online banking services, and retirement accounts, as well as insurance and various loan types for new and existing customers based on their personal financial needs
- Developed sales leads, which required creative and effective methods of community outreach, site visits, and cold calling, resulting in regularly maintaining and exceeding sales goals
- Originated personal loans and lines of credit, with knowledge of conventional and governmental guidelines
- During 2015-2018, coordinated key projects that resulted in the startup of the Capital One Café concept.
Universal Banker
CAPITAL ONE FINANCIAL CORP.
11.2014 - 11.2015
- Cross-sold various products such as checking, savings, and online banking services
- Referred other products such as loans, lines of credit, mortgages, insurance products, etc
- To the appropriate partner
- Worked interchangeably at the teller line handling cash and as a banker
- Developed sales leads, which required creative and effective methods of community outreach, site visits, and cold calling, resulting in regularly maintaining and exceeding sales goals.
Education
MBA - Business Management and Administration -
University of North Carolina Wilmington
Business Administration/Accounting -
University of New Orleans
Certification
ACAMS- Certified Anti-Money Laundering Specialist
Websites
Timeline
Internal Auditor
First Citizens Bank
07.2023 - Current
Internal Auditor
CREDIT SUISSE
01.2023 - 07.2023
KYC Due Diligence Analyst - Client Onboarding & Lifecycle
CREDIT SUISSE
12.2019 - 01.2023
Relationship Manager
BANK OF AMERICA
10.2018 - 12.2019
Relationship Banker
CAPITAL ONE FINANCIAL CORP.
11.2015 - 02.2018
Universal Banker
CAPITAL ONE FINANCIAL CORP.
11.2014 - 11.2015
MBA - Business Management and Administration -
University of North Carolina Wilmington
Business Administration/Accounting -
University of New Orleans