Ashley Fugett
Milford,VA
Summary
Detail-oriented subject matter expert in the Home Mortgage Disclosure Act and extensive knowledge of small business and small farm reporting. Productive, responsible and insightful professional with an organized approach. Ready to leverage 10 years of experience and looking for a challenging new role with long-term potential williness to obtain the CRCM certification.
Overview
10
10
years of professional experience
Work History
Officer; Senior Business Control Specialist
Bank of America
Richmond , VA
03.2023 - Current
- Support the In-Line Quality Assurance Monitoring & Inspection team in mitigating risk across the Global Operations
- Provide support for monthly control execution within a LOB
- Directly supports execution and management of the Anti-Money Laundering ILQA Program
- Drive process improvements and control performance
- Conduct or coordinate quality Inspection reviews utilizing AKRIT and AWARE
- Execute quality assurance activities including, case assignment and results reporting
- Meet SLA’s,
- Support initiatives to enhance quality assurance
- Provide support on regulatory exams, internal audits and other monitoring and inspection reviews
- Capture data and information relevant to inspection metrics
Compliance Analyst - Assurance
Primis Bank
Glen Allen, VA
01.2021 - 03.2023
- Review and validate HMDA and CRA loans/lines
- Track HMDA and CRA production
- Maintain LAR's in an accurate and timely manner
- Track HMDA and CRA findings
- Identify opportunities for process improvements and efficiency
- Maintain validity, statistical, and quality edits within the LAR
- Maintain process and procedures updates for HMDA and CRA
- Test and validate updates to QuestSoft, CRAWiz and RiskExec
- Assist with internal audits, compliance audits and regulatory exams
- Responds to management requests in a timely manner
- Submit HMDA and CRA LAR's to the applicable regulator
- Collaborate with other lines of business to streamline process improvements
Team Lead
Atlantic Union Bank
Ruther Glen, VA
06.2018 - 01.2021
- Lead the Regulatory Team to maintain workflow and meet deadlines
- Track teams production
- HMDA/CRA LAR submissions
- Assist with teammates evaluations/reviews
- Responds to compliance and audit requests in a timely manner
- Manage PTO scheduling
- Collaborate with other lines of business to streamline new HMDA processes
- Assisted with establishing a HMDA process for an acquired bank
- Perform multiple quality control reviews within loan operations
- Maintain updates to CRAWIZ software as needed
- Maintain validity, statistical, and quality edits within the LAR
- Lead team meetings and one on ones
Loan Services Representative II
Union Bank & Trust
Ruther Glen, VA
12.2016 - 06.2018
- Review and report applicable loans for CRA and HMDA using CRAWiz software
- Collaborate with other lines of business to streamline new HMDA process
- Processed annual HMDA/CRA submissions
- Identify opportunities for improvement and efficiency
- Assist team lead in performing quarterly audits within Loan Services operations
- In the Team Leads absence, coordinated assignments of daily workload, maintained software updates for CRAWiz, assumed all other duties of the Regulatory Team Lead including monthly quality control reviews for bank and mortgageHMDA as well as CRA
Loan Services Representative I
Union Bank & Trust
Ruther Glen, VA
02.2014 - 12.2016
- Balance General Ledgers
- Approve and send wires for the Mortgage group
- Validate client information before processing and approving wire requests
- Maintain accurate wire log daily
- Prepare and send out payoff letters
- Prepare and send out account verifications
- Maintain payoff and verification log weekly for management
- Order and organize loan boxes for delivery and pickup through Iron Mountain
- Scan and image documents in Allview
- Verify subpoenas
- Review and validate CRA/HMDA reportable loans
- Provide operational and project support as needed throughout different departments of the institution.
- Monitor and update credit bureau changes within Horizon
Education
VACB Compliance Forum Institute -
VACB Compliance Forum Institute
02-2022
Attended VACB Compliance Forum Institute -
VACB Compliance Forum Institute
08.2021
CRA & Fair Lending Colloquium -
CRA & Fair Lending Colloquium
11-2019
VBA Compliance School -
VBA Compliance School
06-2019
Professional Bank Services -
Professional Bank Services
05-2017
Professional Bank Services -
Professional Bank Services
05-2016
Caroline High School -
Caroline High School
06-2005
Skills
- Cross-functional Collabration
- Adaptability
- Analytical skills
- Leadership
- Efficient in Microsoft Office Suite
- Attention to Detail
- Critical thinking
- Effective Communication
- Self Motivation
- Time management
- Reliability
Awards
Teammate of the Quarter; 4Q 2015
Affiliations
Volunteer Experience
- Feedmore Kitchen; 2023
- Habitat for Humanity; 2022
- Richmond community Tool Bank; 2022
Timeline
Officer; Senior Business Control Specialist
Bank of America
03.2023 - Current
Compliance Analyst - Assurance
Primis Bank
01.2021 - 03.2023
Team Lead
Atlantic Union Bank
06.2018 - 01.2021
Loan Services Representative II
Union Bank & Trust
12.2016 - 06.2018
Loan Services Representative I
Union Bank & Trust
02.2014 - 12.2016
VACB Compliance Forum Institute -
VACB Compliance Forum Institute
Attended VACB Compliance Forum Institute -
VACB Compliance Forum Institute
CRA & Fair Lending Colloquium -
CRA & Fair Lending Colloquium
VBA Compliance School -
VBA Compliance School
Professional Bank Services -
Professional Bank Services
Professional Bank Services -
Professional Bank Services
Caroline High School -
Caroline High School