15 years of banking and mortgage servicing experience.
Experience in multiple loan servicing systems, including MSP.
Superior customer service skills.
Proficient in analyzing data to identify issues and provide process improvement.
Excellent attention to detail, and multitasking skills.
Played key role in development of construction loan servicing process
Overview
15
15
years of professional experience
Work History
Special Loans Analyst
TMS/SERVBANK
Remote, Ohio
01.2022 - Current
Process matured loans report to ensure notice letters are sent to customers within regulatory guidelines.
Process loan assumptions, audit the assumption package for completion, update MSP with new borrowers’ information, upload documents to the VA system VALERI, and validate the payment of the funding fee.
Processed Release of Liability, ensured that required documents were received verified the borrowers’ eligibility, and completed MSP maintenance.
Construction loan maintenance, processing construction draws, processing construction-to-permanent loan conversions, completing final construction interest calculations, sending monthly billing statements, and working directly with clients and internal departments to ensure each construction type is serviced correctly.
MSP Line of Credit and Specialty Services
PNC Mortgage
10.2020 - 01.2022
Perform various maintenance tasks on HELOC loans within our given standard to provide a positive customer experience
Process multiple daily reports to stay in compliance
Process fixed rate lock requests
Process billing maintenance tasks and send corrective bills when necessary
Perform interest calculation adjustments
Perform credit card maintenance tasks
Assist in the training of new and current team members
Special Loans
PNC Mortgage
01.2018 - 01.2020
Prepare Principal Rate Modifications and answer customer questions regarding process
Perform peer audits on Principal Rate Modifications
Perform maintenance on HELOC loans within our given standard to provide a positive customer experience
Process multiple daily reports to stay in compliance
Prepare notices for Balloon and Step Rate mortgages
Process and perform peer audits on ARM loan setup
Write department procedures
Work directly with the acquisition department on mapping and testing acquired loans
Post Funding Lien perfection – Loan Support Analyst Sr.
PNC Mortgage
01.2015 - 01.2018
Work daily reports to stay within our given standard
Work to identify and correct errors on recorded Mortgages and Final Lenders Policies
Work escalated issues in regards to missing final documents and file claims with underwriters within investor guidelines
Process surrender of title documents to limit impact on customer
Team notary
Maintain and navigate multiple systems
Loss Mitigation Single Point of Contact
PNC Mortgage
01.2013 - 01.2015
Work daily reports to stay in compliance
Make daily dashboard welcome calls, approval calls, and denial calls
Maintain great customer service while ensuring accuracy as well as efficiency on all calls
Receive incoming calls to maintain high service level
Assist customers in completing documents and provide education in the loss mitigation process
Stay current on all investor and government guidelines
Financial Procurement Document Specialist
PNC Mortgage
01.2012 - 01.2013
Worked daily reports to contact customers regarding missing documentation for their loss mitigation hardship applications
Used teamwork to work reports to completion
Assisted financial procurement document audit
Audited files to ensure all documents were received and correct based on investor guidelines
Sent letters if documents were needed
Teller/Personal Banker
PNC Bank
01.2010 - 01.2012
Maintained teller drawer
Responsible cash handling
Developed relationships with business customers
Provided excellent customer service (problem-solving, taking ownership of issues to resolution)
Sustained high level of organization while multi-tasking
Opened new customer accounts and assist customers with applications for loans
Oversaw teller reports in a timely manner
Explored opportunities for expanding available services to customers
Remained current with government banking regulations
Excellent resource of expertise for tellers and branch financial consultants
Education
High School -
Springboro High School
Springboro, OH
Skills
Loan processing
Regulatory compliance
Data analysis
Interest calculation
Customer service
Team collaboration
Timeline
Special Loans Analyst
TMS/SERVBANK
01.2022 - Current
MSP Line of Credit and Specialty Services
PNC Mortgage
10.2020 - 01.2022
Special Loans
PNC Mortgage
01.2018 - 01.2020
Post Funding Lien perfection – Loan Support Analyst Sr.