Summary
Overview
Work History
Skills
Timeline
Generic

Ashley Piehl

Knoxville,TN

Summary

Accomplished Loan Officer dependable in building customer base and exceeding business goals. Well-versed in loan products and customer engagement strategies. Pursues opportunities to build connections, increase bank revenue and cement loyalty.

Overview

16
16
years of professional experience

Work History

CFO; Vice-President

JP Homes Inc
04.2015 - Current
  • Oversaw budgets, payroll, and accounts payable and receivable.
  • Reduced operational costs by identifying areas for improvement and implementing cost-saving measures across various departments.
  • Prepared accurate financial statements at end of quarter to summarize financial health and business performance.
  • Conducted detailed analysis of company financial information and oversaw preparation of related reports.
  • Managed relationships with external auditors, ensuring a smooth and efficient annual audit process with minimal findings or issues identified.
  • Ensured compliance with all regulatory requirements by staying current on industry developments and implementing necessary controls within the organization.
  • Drove revenue growth by developing pricing strategies that maximized both sales volume and profitability.

Senior Mortgage Loan Officer

First Choice Lending
08.2015 - 02.2017
  • Collaborated with underwriting team to expedite loan processing times and ensure timely closings for clients.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Prepared comprehensive loan files that included detailed documentation needed for underwriting approval.
  • Managed pipeline of mortgage applications for timely processing and closing, resulting in satisfied clients.
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Cultivated referral network with real estate agents, builders, and other professionals to generate new business leads.
  • Achieved high levels of client retention by providing exceptional service throughout the loan origination process.

Mortgage Loan Officer

Tennessee Mortgage Connections
12.2012 - 07.2015
  • Assessed borrowers'' financial situations to determine appropriate mortgage products and loan structure.
  • Collaborated with underwriting and processing teams to resolve issues and expedite loan approvals.
  • Enhanced client retention by providing outstanding service throughout the mortgage process, from pre-approval to closing.
  • Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Delivered timely updates on loan status, communicating proactively with all parties involved in each transaction.
  • Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
  • Developed strong relationships with borrowers, resulting in high levels of customer satisfaction and repeat business.

Mortgage Loan Officer

Great House Mortgage
02.2008 - 11.2009
  • Assessed borrowers'' financial situations to determine appropriate mortgage products and loan structure.
  • Reviewed loan files and updated to match current standards.
  • Worked with underwriters to fix application problems and resolve issues.
  • Checked loan documents for accuracy prior to closing.
  • Processed loan applications and monitored progress from start to finish.
  • Monitored pipelines to track and log status of loans.
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
  • Maintained a comprehensive knowledge of current industry trends and regulatory changes to provide expert guidance for clients.

Skills

  • Licensed Mortgage Loan Originator
  • Real Estate Market Awareness
  • Mortgage Product Understanding
  • FHA, USDA and VA Loans
  • HECM Loans
  • USDA Loans
  • Conventional Loans
  • Cash Flow Management
  • Financial Strategy Development
  • Corporate leadership
  • Sales Growth
  • Account Management

Timeline

Senior Mortgage Loan Officer

First Choice Lending
08.2015 - 02.2017

CFO; Vice-President

JP Homes Inc
04.2015 - Current

Mortgage Loan Officer

Tennessee Mortgage Connections
12.2012 - 07.2015

Mortgage Loan Officer

Great House Mortgage
02.2008 - 11.2009
Ashley Piehl