Accomplished Loan Officer dependable in building customer base and exceeding business goals. Well-versed in loan products and customer engagement strategies. Pursues opportunities to build connections, increase bank revenue and cement loyalty.
Overview
16
16
years of professional experience
Work History
CFO; Vice-President
JP Homes Inc
04.2015 - Current
Oversaw budgets, payroll, and accounts payable and receivable.
Reduced operational costs by identifying areas for improvement and implementing cost-saving measures across various departments.
Prepared accurate financial statements at end of quarter to summarize financial health and business performance.
Conducted detailed analysis of company financial information and oversaw preparation of related reports.
Managed relationships with external auditors, ensuring a smooth and efficient annual audit process with minimal findings or issues identified.
Ensured compliance with all regulatory requirements by staying current on industry developments and implementing necessary controls within the organization.
Drove revenue growth by developing pricing strategies that maximized both sales volume and profitability.
Senior Mortgage Loan Officer
First Choice Lending
08.2015 - 02.2017
Collaborated with underwriting team to expedite loan processing times and ensure timely closings for clients.
Submitted loan applications to underwriter for verification and recommendations.
Prepared comprehensive loan files that included detailed documentation needed for underwriting approval.
Managed pipeline of mortgage applications for timely processing and closing, resulting in satisfied clients.
Originated, reviewed, processed, closed, and administered customer loan proposals.
Cultivated referral network with real estate agents, builders, and other professionals to generate new business leads.
Achieved high levels of client retention by providing exceptional service throughout the loan origination process.
Mortgage Loan Officer
Tennessee Mortgage Connections
12.2012 - 07.2015
Assessed borrowers'' financial situations to determine appropriate mortgage products and loan structure.
Collaborated with underwriting and processing teams to resolve issues and expedite loan approvals.
Enhanced client retention by providing outstanding service throughout the mortgage process, from pre-approval to closing.
Assisted clients in selecting correct loan product and terms to meet needs and financial goals.
Submitted loan applications to underwriter for verification and recommendations.
Originated, reviewed, processed, closed, and administered customer loan proposals.
Delivered timely updates on loan status, communicating proactively with all parties involved in each transaction.
Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
Developed strong relationships with borrowers, resulting in high levels of customer satisfaction and repeat business.
Mortgage Loan Officer
Great House Mortgage
02.2008 - 11.2009
Assessed borrowers'' financial situations to determine appropriate mortgage products and loan structure.
Reviewed loan files and updated to match current standards.
Worked with underwriters to fix application problems and resolve issues.
Checked loan documents for accuracy prior to closing.
Processed loan applications and monitored progress from start to finish.
Monitored pipelines to track and log status of loans.
Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
Maintained a comprehensive knowledge of current industry trends and regulatory changes to provide expert guidance for clients.