Ashley True
Exeter,NE
Summary
Highly motivated credit analyst skilled in risk analysis of agricultural and commercial borrowers of lending institutions. Adept at identifying risk indicators and delivering actionable recommendations for multi-million dollar credit decisions.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Credit Review Officer
Cornerstone Bank
04.2024 - Current
- Review and analyze the Bank's loan portfolio to ensure compliance with Bank policy and banking regulations by performing credit reviews to identify potential credit weaknesses and internal policy/regulatory exceptions.
- Assist Manager in preparing monthly reports for upper management and Board of Directors for continual monitoring of the Bank's loan portfolio.
- Train and oversee Credit Review personnel and Financial Services Trainees to provide instruction on workflows and Bank policies.
Credit Analyst
Cornerstone Bank
11.2021 - 04.2024
- Reviewed and analyzed the Bank's loan portfolio documentation to ensure compliance with Bank policy and banking regulations.
- Analyzed and evaluated financial statements to determine potential credit weaknesses based on financial trends and ratios, collateral position, and repayment ability.
- Performed comprehensive credit reviews to determine independent risk ratings.
- Communicated potential credit weaknesses and internal policy/regulatory exceptions with loan officers.
Electronic Banking Representative
Cornerstone Bank
06.2021 - 11.2021
- Assisted customers with online banking services including bill payment, mobile deposit, direct deposit payroll, wire transfers, and remote deposit.
- Support the Bank's ATM network and a variety of areas concerning Visa Check Cards.
Education
Bachelor of Science - Business Administration
University of Nebraska - Lincoln
Lincoln, NE05.2021
Skills
- Credit Analysis
- Documentation Review
- Microsoft Office
- Critical Thinking
- Detail Oriented
- Oral and Written Communication
Certification
- Commercial Banking & Credit Analyst (CBCA), Corporate Finance Institute - 10/2022
Timeline
Credit Review Officer
Cornerstone Bank
04.2024 - Current
Credit Analyst
Cornerstone Bank
11.2021 - 04.2024
Electronic Banking Representative
Cornerstone Bank
06.2021 - 11.2021
Bachelor of Science - Business Administration
University of Nebraska - Lincoln