Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

ASHLY MOREL RAMIREZ

Spring,TX

Summary

Detail-oriented Credit Specialist with expertise in credit evaluation, financial analysis, and regulatory compliance. Proven ability to prepare reports and resolve client inquiries, ensuring accuracy and enhancing customer relationships.

Overview

7
7
years of professional experience

Work History

Credit Specialist

CREDIT BY ASHLY
Miami, Florida
07.2025 - Current
  • Reviewed credit applications to assess financial risk and creditworthiness.
  • Collaborated with clients to resolve account inquiries and disputes.
  • Managed account documentation ensuring accuracy and compliance with regulations.
  • Conducted credit evaluations using company-specific software tools.
  • Prepared reports detailing delinquent accounts, charge-offs, collection activities, and other issues related to the company's receivable portfolio.

Land Acquisition Coordinator

CHRIS CENTERS
Sandy Springs, Georgia
07.2022 - 05.2025

• Assist with market and site research for potential land opportunities
• Maintain land deal trackers, maps, and contact databases
• Organize and manage due diligence documents.

• Support data entry and spreadsheet updates
• Prepare basic summaries and internal reports
• Coordinate meetings, calendars, and site visit logistics
• File and organize contracts, correspondence, and approval materials
• Provide general administrative and coordination support to the land acquisition team

Dental Assistant OS

Rodeo Dental
Houston, Texas
01.2019 - 10.2021
  • Assisted dentists during procedures by handing instruments and maintaining a sterile environment.
  • Prepared examination and treatment rooms by cleaning and organizing dental tools and supplies.
  • Educated patients on proper oral hygiene techniques and post-treatment care instructions.
  • Recorded patient medical histories and updated information in dental software systems.
  • Supported inventory management by tracking supplies and notifying staff of shortages.
  • Took digital X-rays of teeth using radiographic equipment.

Education

Associate of Science - Criminal Justice

NUC UNIVERSITY
SAN JUAN
12-2020

Dental Assistant - Dental Hygiene

UT Health San Antonio School of Dentistry
SAN ANTONIO
01-2019

Skills

  • Credit evaluation
  • Financial analysis
  • Risk assessment
  • Regulatory compliance
  • Reporting tools
  • Customer relationship management
  • Market research
  • Problem solving
  • Attention to detail
  • Meeting organization
  • Administrative leadership

Languages

Spanish
Full Professional
English
Professional

Timeline

Credit Specialist

CREDIT BY ASHLY
07.2025 - Current

Land Acquisition Coordinator

CHRIS CENTERS
07.2022 - 05.2025

Dental Assistant OS

Rodeo Dental
01.2019 - 10.2021

Associate of Science - Criminal Justice

NUC UNIVERSITY

Dental Assistant - Dental Hygiene

UT Health San Antonio School of Dentistry
ASHLY MOREL RAMIREZ