Atef Tayari
Alexandria,VA
Summary
Seasoned Business Financial Management Professional with 12 years of comprehensive experience in financial and banking services. Polished in managing branch operations, promoting and marketing branch products with a strong focus on staff relations and teamwork. A valuable asset to any organization.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Branch Manager
PNC Bank
Arlington , VA
03.2022 - Current
- Building strong rapport with new and existing clients to apply PNC Financial Wellness and promote branch loyalty.
- Setting and reinforcing consistent and compliant control and operational policies for accounts tracking, reconciliation and reporting.
- Evaluating historical, current and forecast data to determine opportunities for development and enhancement.
- Increased efficiency and drove branch revenue by optimizing daily operations utilizing PNC insights.
- Boosting customer base, acquiring new customers and identifying needs to deliver relevant products.
- Complying with company policies and government regulations to prevent fraud and detect rule violations.
- Improving CXI by reaching 9.56 as it was in the red zone 1st quarter.
- Increasing Credit Conversation and credit applications
Mortgage Loan Officer
Legacy Mortgage LLC NMLS
Reston , VA
07.2020 - Current
- Reviewed loan files and updated to match current standards.
- Fielded customer complaints and provided solutions.
- Implemented sales strategies that established relationships with realtors and CPAs.
- Explained different types of loans pertaining to client situations.
- Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
- Proactively identified solutions for customers experiencing credit issues.
- Monitored pipelines to track and log status of loans.
- Supervised loan personnel and motivated to maintain customer service and performance standards.
AREA MANAGER - MORTGAGE LOAN OFFICER
UIF CORPORATION
Fairfax, VA
02.2019 - 10.2020
- Performed daily maintenance of loan applications database.
- Executed loan origination process, including ordering credit reports, appraisals and preliminary title reports.
- Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.
- Ensured compliance with privacy laws and confidentiality policies throughout the process.
- Maximized sales by effectively rolling out new incentive programs across regional stores.
- Generated new loan applications using customer service skills, referrals through realtors and customers alike.
- Closed an average of 3millions/+ per month. Regularly exceeded the quarterly sales goals by 10% - 15%.
Business Manager
Toyota finacial services- Alexandria Toyota
Alexandria, Virginia
01.2016 - 07.2018
- Close a minimum of 70 transactions per month.
- Attain consistently 65% products penetration and assure 92% closing ratio.
- Increase customer service satisfaction -CSI to 98%
- Interviewing applicants to determine financial eligibility and feasibility of granting loans.
- Resolve loan application problems through conferring with underwriters.
- Furnish customers with a thorough explanation of finance products.
- Οperate in compliance with laws and regulations and adhere to lending compliance guidelines.
- Secure funding of all transactions within 30 days.
- Performed responsibilities of reviewing and maintaining audit and financial report statements.
Finance Manager
Ourisman GMC, CHEVROLET, BUICK
Fairfax, VA
04.2013 - 12.2015
- Attained persistently a $1900.00 income per vehicle retailed-PVR
- Administered sales of all finance and insurance products to customers.
- Maintained knowledge on all extended warranties and financing programs.
- Established and maintained good working relations with various finance sources.
- Responsible for processing financing and leasing deals and responding to rate quote queries.
- Provided details of warranties and credit insurance to customers.
- Monitored rate quotations and made necessary documents.
Agency Director
Farmers Insurance and Financial Services
Fairfax, VA
03.2008 - 02.2013
- Responsible for conferring with department heads to discuss possible new accounts and to outline new policies or sales promotion campaigns.
- Monitored and analyzed sales promotion results to determine cost effectiveness of promotion campaign.
- Consulted with clients to provide marketing or technical advice.
- Planned and oversaw incorporation of insurance program into bookkeeping system of company.
- Built and maintained ongoing relationships with clients including scheduling and attending meetings and understanding the nature of clients' businesses or lives.
- Interviewed prospective clients to obtain data about their financial resources and needs to include property inspection and asset evaluation.
- Resolved billing questions and concerns.
- Key Accomplishments: Installed bookkeeping systems and resolved system problems Awarded Employee of the Quarter multiple times Generated 104 new accounts in one fiscal quarter in 2009.
Education
Bachelor of Science - Business Management
Strayer University
Washington DC2008
Skills
- Certified Mortgage Loan Originator
- Strategic account development
- Credit and Financial analysis
- Excellent presentation and negotiation skills
- Strong interpersonal skills
- Sales development
- Relationship selling
- Key account generation
- Client account management
- Excels in team leadership
- Risk analysis
- Customer and vendor relations
- Strategic planning
- Client relationship management
- Financial analysis and planning
Certification
- Certified Manager of Quality / Organizational Excellence
Languages
French
Full Professional
Arabic
Native/ Bilingual
Timeline
Branch Manager
PNC Bank
03.2022 - Current
Mortgage Loan Officer
Legacy Mortgage LLC NMLS
07.2020 - Current
AREA MANAGER - MORTGAGE LOAN OFFICER
UIF CORPORATION
02.2019 - 10.2020
Business Manager
Toyota finacial services- Alexandria Toyota
01.2016 - 07.2018
Finance Manager
Ourisman GMC, CHEVROLET, BUICK
04.2013 - 12.2015
Agency Director
Farmers Insurance and Financial Services
03.2008 - 02.2013
Bachelor of Science - Business Management
Strayer University