Austin Hartman
Relationship Manager
Denver,PA
Summary
A high performing and hard working banking professional who consistently exceeded production and management goals. Continually harbors client relationships to ensure superb client service throughout all aspects of the relationship life cycle. Strong portfolio management abilities in ensuring existing client's credit risk profiles.
Overview
10
10
years of professional experience
3
3
years of post-secondary education
3
3
Certifications
Work History
Vice President, Relationship Manager
Customers Bank
West Reading, PA
06.2019 - Current
- Built and maintained relationships with new and existing commercial real estate clients.
- Effectively identified low risk and profitable commercial real estate investments including stabilized multi-family loans, transitional bridge loans, and ground-up development loans.
- Exceeded predetermined origination goals every year, closing $250MM+ in deal volume per year.
- Maintained and managed roughly a $750MM loan portfolio containing approximately 50-60 customers.
- Effectively collaborated with the Bank's credit department, loan documentation team, and operations specialists to ensure smooth underwriting, closing, and onboarding process for new and existing clients.
- Serviced existing customers through loan modifications, renewals, and upsizing when warranted.
- Focused on deposit growth and cross-selling of other Bank products to new and existing customers.
Assistant Vice President, Portfolio Manager
Customers Bank
West Reading, PA
06.2014 - 06.2019
- Actively maintained a large investment commercial real estate portfolio and all daily tasks associated with loans.
- Managed credit risk through detailed financial, rent roll, and valuation analysis.
- Performed annual reviews for all loans in the Bank's portfolio and ensure approval of all reviews through collaborative efforts with the respective regional credit officer and/or loan committee.
- Communicated with customers to maintain relationships and confirm all proper reporting requirements and financial covenants were achieved.
- Acted as team liaison for external loan review and federal examiners.
- Trained new employees in the Bank's portfolio management team and created and refined the Bank's internship program.
Inventory Auditor
Front Line Fabrics
Shoemakersville, PA
03.2013 - 02.2014
- Inspected all goods for quality and quantity.
- Inventoried audits of paperwork and data entry at receiving dock.
- Reviewed daily sales reports and located discrepancies in data.
- Maintained audit schedule and files.
- Processed and developed inventory reporting tools.
Education
Bachelor of Science - Finance
08.2011 - 12.2014
- Graduated with Magna Cum Laude distinction
- Obtained a minor in accounting
Skills
Commercial real estate
undefinedAffiliations
- Metropolitan Mortgage Officers Society
- Real Estate Lenders Association
- Greater Reading Young Professionals
- United Way of Berks County
- Habitat for Hummanity
Certification
PA Bankers Association - School of Commercial Lending
Timeline
American Bankers Association - The Lending Decision Process
07-2019
Vice President, Relationship Manager - Customers Bank
06.2019 - Current
American Bankers Association - The Bank Exec Program (part of the Stonier Graduate School of Banking)
09-2018
PA Bankers Association - School of Commercial Lending
06-2017
Assistant Vice President, Portfolio Manager - Customers Bank
06.2014 - 06.2019
Inventory Auditor - Front Line Fabrics
03.2013 - 02.2014
West Chester University of Pennsylvania - Bachelor of Science, Finance
08.2011 - 12.2014
Similar Profiles
Jagger JonesJagger Jones
Network Engineer at Customers BankNetwork Engineer at Customers Bank
Rachel MontoyaRachel Montoya
Compliance Officer - Loan Advisor at Customers BankCompliance Officer - Loan Advisor at Customers Bank
Ainsley ShermanAinsley Sherman
Cash Management Analyst at Customers BankCash Management Analyst at Customers Bank