AYODEJI KAYODE
Anaheim,CA
Summary
Result-oriented AML/OFAC/FRAUD/KYC Analyst with 5 years of experience in the financial industry. Versed in Fraud analysis Anti-Money Laundering, Account review, KYC (Know Your Customer), Negative news screening, OFAC stripping, High-risk reviews, PEP screening, and Case management. Specializes in preparing Suspicious Activity Reports (SARs), Data analysis, and Investigation. Diligent compliance professional with great interpersonal skills and multi-tasking ability, seeking an opportunity to expand skills while supporting the organization to achieve its goals.
Overview
6
6
years of professional experience
Work History
AML/FRAUD/OFAC Analyst
City National Bank
04.2021 - Current
- Analyzes financial activities and submits SAR (Suspicious Activity Report) for cases where risk cannot be mitigated
- Reviews report and individual transactions to identify any indications of suspicious activity
- Clearly articulate findings from due diligence investigations and escalates cases as appropriate for further investigation
- Monitors international ACH transactions for OFAC alerts as required by regulations
- Collaborates with team members to identify and address fraud trends through brainstorming and discussion
- Utilizes data analysis techniques to detect patterns of fraud and anomalies
- Stays abreast with trends in financial crime risk, as well as relevant regulations and compliance standards
- Monitors update to the OFAC website
- Follows the bank's policy to restrict accounts alerting with online logins from OFAC-sanctioned countries
- Prioritizes and organizes tasks to effectively achieve service goals, developing solutions and meeting deadlines as required
- Reviews a high volume of alerts to accurately determine true matches to suspected money launderers, drug dealers, or terrorists
- Collaborates with the compliance manager to thwart potential money laundering or terrorist financing
- Conducts objective, thorough, and timely investigations into allegations of fraud
- Evaluates operational risks, ensure compliance with updated code of conduct, and enforce company policies.
AML/KYC Analyst
Comerica Bank
09.2017 - 03.2021
- Conducted Enhanced Due Diligence (EDD) on high-risk customers and performed transactional analysis using various software and databases, including Lexis-Nexis, World-check, and Documentum
- Reviewed documentation to prevent losses from fraud, money laundering, and identity theft
- Analyzed Suspicious Activity Reports (SARs) in detail, utilizing the FinCEN Database to identify patterns, trends, anomalies, and new fraud schemes across multiple businesses and products
- Conducted KYC formality reports on questionable accounts and transactions
- Performed Customer Due Diligence (CDD) and Negative News Screening for new customers
- Identified threats, vulnerabilities, and suspicious behavior patterns to recommend mitigation measures
- Supported KYC processes for prospective and existing customers
- Conducted thorough reviews of high-risk clients based on stratified risk-level guidelines
- Recommended new software tools and enhancements to improve fraud detection, prevention, and reporting efforts
- Escalated unusual activity to the Financial Intelligence Unit (FIU) and assist with escalating potential risks.
Education
MSc - Management Information Systems
National University
San Diego, CA2018
B-Tech - Mathematical Sciences
Federal University of Technology
Akure, Ondo State - Nigeria2009
Skills
- Anti-Money Laundering (AML)
- Suspicious Activity Reporting (SAR)
- Fraud Investigations
- Know Your Customer (KYC)
- Bank Secrecy Act
- Analytical Thinking
- Due Diligence
- Regulatory Compliance
- Risk Management
- Communication
- Teamwork and Collaboration
- MS Office
- Software and Tools: LexisNexis, Actimize, SAS
Timeline
AML/FRAUD/OFAC Analyst
City National Bank
04.2021 - Current
AML/KYC Analyst
Comerica Bank
09.2017 - 03.2021
MSc - Management Information Systems
National University
B-Tech - Mathematical Sciences
Federal University of Technology
Similar Profiles
Summer Brooke SmithSummer Brooke Smith
KYC Review Analyst at City National Bank, National BankKYC Review Analyst at City National Bank, National Bank
LAURINA GARCIALAURINA GARCIA
VP, Small Business Banker III at City National BankVP, Small Business Banker III at City National Bank
Kristine VanCleveKristine VanCleve
Cybersecurity Analyst at City National BankCybersecurity Analyst at City National Bank