Babita Persaud
Real Estate Settlement Processor
College Park,MD
Summary
Real Estate Settlement Processor with 7+ years of title company escrow experience to facilitate closing process from acceptance of purchase contract through issuance of title insurance policy. Familiar with standard concepts, practices and procedures within escrow and title industry. Completes property transactions while delivering high level of expertise and impressive customer service to clients.
Overview
11
11
years of professional experience
Work History
Real Estate Settlement Processor
RGS Title, LLC
Bowie, MD
02.2016 - 01.2023
- Followed industry standard escrow procedures and maintained awareness of regulations governing escrow process.
- Examined purchase and sale agreement for potential items of concern and addressed immediately.
- Followed-up on status of releases, policies and return of recorded documents.
- Reviewed escrow accounting reports and resolved outstanding check or open file balance issues.
- Prepared and delivered projected HUD-1 settlement statements to lender upon request.
- Communicated requirements and title exception information to clients.
- Forwarded title clearing documentation to title officer for approval.
- Checked signatures and legal descriptions for accuracy and integrity.
- Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.
- Set up escrow transactions, processed deposits and mailed out forms and preliminary title reports for review.
- Returned executed loan packages to lender for review and approval in accordance with lender instructions.
- Worked with title group to resolve issues such as easements, lot splits and bankruptcies.
- Managed real estate closing process in compliance with applicable standards and legal requirements.
- Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
- Filed completed loan applications with underwriting and made approval or denial recommendations.
- Reviewed and validated details of loan applications and closing documentation.
- Consulted with outside vendors to identify and resolve loan closing issues.
- Assessed customer account histories to determine previous compliance with payment plans and loan terms.
- Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
- Verified credit histories, personal references and employment backgrounds for each applicant.
- Produced and submitted completed loan packages to title and escrow professionals.
- Set up, stored and updated customer files, department records and regulatory paperwork.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Conducted pre-funding and funding activities for over Number monthly applications.
- Opened incoming orders and set up escrow files within Number hours of receiving purchase agreement.
Real Estate Assistant
Martha Martinez
College Park, MD
04.2012 - 01.2016
- Developed and maintained list of available properties suited to different needs and budgets for both commercial and industrial use.
- Coordinated appointments to show marketed properties.
- Developed and deployed marketing collateral to promote properties and drive sales.
- Maintained efficient office operations by handling errands and administrative functions.
- Kept contacts organized to maintain readiness for future mailings.
- Prepared purchase agreements and disclosures and used to complete paperwork.
- Managed phone and email correspondence and handled incoming and outgoing mail and faxes.
- Opened and properly distributed incoming mail to promote quicker response to client inquiries.
- Identified and recommended changes to existing processes to improve accuracy, efficiency and quality service.
- Assisted coworkers and staff members with special tasks on daily basis.
- Managed filing system, entered data and completed other clerical tasks.
- Answered and managed incoming and outgoing calls while recording accurate messages for distribution to office staff.
Education
Associate Of Applied Business - Accounting
Prince George’s Community College
Largo,MdSkills
- Customer Satisfaction
- Purchase Orders
- Loan Approval
- Team Player
- Administrative Support
- Time Management
- Analytical and Critical Thinking
- Clerical Support
- Customer Interaction
- Electronic Filing System
- Loan Document Packages
- Funds Disbursement
- Title Document Review
- 10-Key Data Entry
- MD Notary Public
Timeline
Real Estate Settlement Processor
RGS Title, LLC
02.2016 - 01.2023
Real Estate Assistant
Martha Martinez
04.2012 - 01.2016
Associate Of Applied Business - Accounting
Prince George’s Community College
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