Balmen Ovalles
Lake Alfred,FL
Summary
Accomplished Financial Advisor with a proven track record at Strategic Consulting, enhancing client satisfaction through personalized financial advice. Expert in financial analysis software and client relations, I've successfully developed strategies that significantly improved financial outcomes. My negotiation abilities and comprehensive understanding of the stock market have driven substantial growth and client loyalty.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Insurance Agent
New York Life Insurance Co
Orlando, FL
03.2023 - Current
- Explained complex technical terms related to insurance plans in simple language for easy understanding.
- Developed and implemented comprehensive insurance plans for clients according to their individual needs.
- Negotiated contracts between insurers and insured parties in order to obtain favorable terms for both sides.
- Conducted research to identify competitive rates and benefits offered by other providers.
Financial Advisor
Strategic Consulting
03.2023 - 01.2024
- Increased client satisfaction by providing personalized financial advice and investment strategies.
- Developed comprehensive financial plans for clients to achieve short-term and long-term goals.
- Built strong relationships with clients, fostering trust and loyalty in managing their financial portfolios.
- Managed risk effectively through careful analysis of clients'' needs and portfolio diversification strategies.
- Analyzed clients'' risk tolerance levels, developing customized investment portfolios that aligned with their personal objectives.
Senior Mortgage Underwriter
Rocket Mortgage
04.2020 - 10.2022
- Enhanced loan quality by meticulously reviewing and analyzing complex financial documents, credit reports, and appraisals.
- Reduced loan processing time by implementing efficient underwriting practices and effectively collaborating with loan officers.
- Ensured compliance with federal regulations and company policies through diligent examination of mortgage documentation.
- Maintained a high level of customer satisfaction by providing timely responses to inquiries and addressing concerns promptly.
Finance and Sales Manager
Earnhardt Honda
, FL
11.2012 - 04.2020
- Increased revenue by developing and implementing strategic financial plans and sales strategies.
- Streamlined financial processes for improved efficiency and cost reduction.
- Managed sales team to exceed performance targets and drive company growth.
- Collaborated with cross-functional teams to identify new business opportunities and expand market share.
- Analyzed financial data to identify trends and potential areas for improvement, driving informed management decisions.
Education
Accounting And Business Management Focus - Accounting And Business Management
UASD University
Santo Domingo, Dominican Republic 01.2001
Skills
- Stock market understanding
- Client Relations
- Retirement planning
- Financial analysis software
- Insurance product promotion
- Licensed insurance agent
- Prospective client identification
- Negotiation abilities
Certification
- Licensed [Health] - [2024]
- Licensed [Life & Annuity] - 2023
- [MNLS] Mortgage Banking - Underwriter License - [2020]
Languages
5
Skills
References
References available upon request.
Timeline
Insurance Agent
New York Life Insurance Co
03.2023 - Current
Financial Advisor
Strategic Consulting
03.2023 - 01.2024
Senior Mortgage Underwriter
Rocket Mortgage
04.2020 - 10.2022
Finance and Sales Manager
Earnhardt Honda
11.2012 - 04.2020
Accounting And Business Management Focus - Accounting And Business Management
UASD University
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