Balmen Ovalles
Lake Alfred,FL
Summary
Enthusiastic financial services professional highly effective at working with clients of all levels and backgrounds. Friendly and personable with adaptable approach. Exceptional knowledge in wealth management, estate planning and investment. Highly motivated Financial Advisor educates clients on investment strategies, retirement planning and financial planning. Proven track record helping clients meet financial goals through sound advice and effective portfolio management. Motivated Finance Advasor with experience advising clients on investment strategies, retirement planning and financial planning. Strong background in understanding financial markets, financial products and risk management. Proven track record in helping clients meet financial goals through sound advice and effective portfolio management. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Financial Advisor
Strategic Consulting
03.2023 - 01.2024
- Increased client satisfaction by providing personalized financial advice and investment strategies.
- Developed comprehensive financial plans for clients to achieve short-term and long-term goals.
- Built strong relationships with clients, fostering trust and loyalty in managing their financial portfolios.
- Managed risk effectively through careful analysis of clients'' needs and portfolio diversification strategies.
- Analyzed clients'' risk tolerance levels, developing customized investment portfolios that aligned with their personal objectives.
Senior Mortgage Underwriter
Rocket Mortgage
04.2020 - 10.2022
- Enhanced loan quality by meticulously reviewing and analyzing complex financial documents, credit reports, and appraisals.
- Reduced loan processing time by implementing efficient underwriting practices and effectively collaborating with loan officers.
- Ensured compliance with federal regulations and company policies through diligent examination of mortgage documentation.
- Maintained a high level of customer satisfaction by providing timely responses to inquiries and addressing concerns promptly.
Finance and Sales Manager
Earnhardt Honda
11.2012 - 04.2020
- Increased revenue by developing and implementing strategic financial plans and sales strategies.
- Streamlined financial processes for improved efficiency and cost reduction.
- Managed sales team to exceed performance targets and drive company growth.
- Collaborated with cross-functional teams to identify new business opportunities and expand market share.
- Analyzed financial data to identify trends and potential areas for improvement, driving informed management decisions.
- Negotiated favorable contract terms with vendors, reducing supply costs and improving profit margins.
Education
Accounting And Business Management Focus - Accounting And Business Management
UASD University
Santo Domingo, Dominican Republic 01.2001
Skills
- Stock market understanding
- Tax law expertise
- Education funds
- Retirement needs
- Client Relations
- Retirement planning
- Market Trends Monitoring
- Insurance decisions
Certification
- Licensed [Health] - [2024]
- Licensed [Life & Annuity] - 2023
- [MNLS] Mortgage Banking - Underwriter License - [2020]
Languages
Spanish
Native or Bilingual
Timeline
Financial Advisor
Strategic Consulting
03.2023 - 01.2024
Senior Mortgage Underwriter
Rocket Mortgage
04.2020 - 10.2022
Finance and Sales Manager
Earnhardt Honda
11.2012 - 04.2020
Accounting And Business Management Focus - Accounting And Business Management
UASD University
Similar Profiles
Karimah SeniorKarimah Senior
Financial Sales Consultant at Strategic ConsultingFinancial Sales Consultant at Strategic Consulting
Yolanda FeltonYolanda Felton
Quality Assurance Specialist at Strategic ConsultingQuality Assurance Specialist at Strategic Consulting
Kevin ReidKevin Reid
Senior Financial Consultant at Strategic ConsultingSenior Financial Consultant at Strategic Consulting
AJ ZakenAJ Zaken
Senior Financial Consultant at Strategic ConsultingSenior Financial Consultant at Strategic Consulting
Arshli AdelsonArshli Adelson
Pharmacy Service Representative at Teleperformance USAPharmacy Service Representative at Teleperformance USA