Summary
Overview
Work History
Education
Skills
Timeline
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BARBARA DEJARNETTE

Las Vegas,NV

Summary

SR Mortgage Processor with 30 years of Mortgage experience. Highly effective at taking on challenging tasks while maintaining quality and accuracy. Methodical and organized approach in fast-paced, high-volume environment. Proficient in documentation, data entry and file management.

Overview

27
27
years of professional experience

Work History

Processor III

Guild Mortgage Company
Henderson, NV
10.2017 - 05.2022
  • Communicate with Processing Supervisor if unable to achieve timeline or resolve error.
  • Pre-Underwrite files and submit to the underwriter for verification and approval
  • Reviewed loan application to ensure accuracy and complete sections needed
  • Maintain loan pipeline to meet close dates and lock expirations dates to ensure all loans close on time
  • Process Builder Loans, Conv, FHA, VA, DPA files, Broker
  • Verify and analysis loan documentation, income, assets, appraisal, title documentation, program guidelines
  • Gather loan conditions and submit for final approval Prepare files for loan documents and closing
  • Supervise processing assistants to assure all order outs are requested in a timely manner and followed up on
  • Prepare file for loan documents
  • Gather all closing conditions and any appraisal conditions that need to be completed for final
  • Received and reviewed incoming documents and materials.
  • Interacted regularly with peers and management to pursue continuous improvement of facility operations and promote teamwork-focused environment.

Processor III

IMortgage
Bakersfield, CA
06.2016 - 10.2017
  • Pre-Underwrite files and submit to the underwriter for verification and approval
  • Reviewed and edited loan applications to ensure accuracy
  • Maintain loan pipeline to meet close dates and lock expirations dates to ensure all loans close on time
  • Verify and analysis loan documentation, income, assets, appraisal, title documentation, program guidelines
  • Gather loan conditions and submit for final approval Prepare files for loan documents and closing
  • Supervise processing assistants to assure all order outs are requested in a timely manner and followed up on
  • Prepare file for loan documents
  • Gather all closing conditions and any appraisal conditions that need to be completed for final
  • Received and reviewed incoming documents and materials.
  • Interacted regularly with peers and management to pursue continuous improvement of facility operations and promote teamwork-focused environment.

SR Processor and Funder

Golden Empire Mortgage
Bakersfield, CA
08.2015 - 06.2016
  • Process Builder loans, Retail Purchase and refinance loans
  • Manage pipeline of loans to meet Close of Escrow dates for all files throughout the entire process
  • Meet with loan officers twice weekly to review pipeline and assure files will meet close dates
  • Run a status pipeline 3 times a week for the Manager to assure accuracy of closings for the month
  • Disclose LE and change of Circumstance
  • DU, LP IDASL (Impac system) Submit Investor and Broker loans, Byte system, Doc Magic, safe guard, 4506T and SSA89
  • Compiled database of loan applicants credit histories, corporate financial statements and other financial information
  • Submitted loan applications to the underwriter for verification and recommendations
  • Successfully closed an average of 25 loans per month.

Ops Mgr/ SR Processor

First Mortgage Corp
Las Vegas, NV
03.2014 - 07.2015
  • Manage and direct the daily functions of the Operations Department
  • Responsible for all lending functions, which include sales, processing and closing
  • Provide guidance to the loan processing staff regarding processing functions in accordance with the productivity standards set forth by management
  • Manage a pipeline of loans and maintain a timely and compliant flow of loans throughout the entire process
  • Monitor and ensure closing dates and company deadlines are met
  • Ordering, reviewing and analyzing credit and collateral documentation
  • Evaluating loan applications and Pre Underwrite files and all necessary documentation Run AUS (DU, LP and Loan Score Card) Obtain and verify that all underwriting conditions are received and cleared by the underwriter and prepare the file for submission to the closing department
  • Preparing and compiling escrow, insurance and appraisal approval conditions
  • Communicating with loan officers and borrowers to ensure that every transaction closes as smoothly as possible
  • Conv, VA, FHA, Bond Programs
  • Outlook, Word, Excel, Point
  • Compiled database of loan applicants, credit histories, corporate financial statements and other financial information
  • Submitted loan applications to the underwriter for verification and recommendations
  • Successfully closed an average of 20 loans per month.

SR Loan Processor

Nationstar Mortgage
Las Vegas, NV
07.2013 - 03.2014
  • Responsible for processing loans from set-up to closing to include verifying, compiling and entering borrower information into company loan processing systems
  • Review loan application files to verify that all data is complete and meets standards
  • Including the loan type and purpose, borrower assets, liabilities, and employment
  • Responsible for the verification and analysis of loan documentation including income, credit, appraisal, and title
  • While maintaining strict compliance with all applicable federal and state regulations
  • Interact with KB Home Sales Office and Mortgage Professionals to obtain information from the borrower
  • Contact borrowers to obtain missing or incomplete information, as required
  • Contact specified companies to obtain property abstracts, surveys, and appraisals
  • Inform the Processing Manager of discrepancies in the file and determine the appropriate solution, as applicable
  • Record data to track the status of loans in processing and clear conditions according to a pre-approved list of conditions that may be cleared by processors
  • Submits loan application files to underwriting for approval
  • Submits approved mortgage loan files to closing for settlement.

SR Loan Processor

Citibank
Las Vegas, NV
06.2012 - 07.2013
  • Assist loan officers and branch support staff with the progression of loan applications
  • Ordering, reviewing and analyzing credit and collateral documentation
  • Evaluating loan applications (DU or LP), and all necessary documentation
  • Maintain data integrity, effective communication with the team and a strong work ethic
  • Preparing and compiling escrow, insurance and appraisal approval conditions
  • Communicate with loan officers and borrowers to ensure that every transaction closes as smoothly as possible
  • Verify and analyze loan documentation including income, credit, appraisal, and title, while maintaining strict compliance with all applicable federal and state regulations
  • Request Loan Documents once all Conditions are cleared
  • Maintained current loan and pricing information on the online banking website
  • Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.

Fleet/Inventory Coordinator

Simplex Grinnell Tyco International
Las Vegas, NV
04.2008 - 06.2012
  • Receive customer requests for service in a professional manner, obtaining detailed information in order to efficiently dispatch and schedule service calls
  • Billing and dispatching for Suppression
  • Accurately enter service request information in the ACE/Oracle system
  • Utilize the automated scheduler functionality in Oracle (ACE) and assign the service call to the optimal technician based on skills, territories, customer preferred technician, availability of the technician, service contract response time, critical calls and proximity to the customer
  • Demonstrate the ability to prioritize scheduling back orders in addition to tracking and resolving customer issues
  • Reassign work as needed to manage customer's expectations making judgment's based on current workloads and priorities
  • Alert management of potential problems resulting from customer or field complaints and work to resolve
  • Review Job contracts under $500,000 per legal department standards
  • Data entry of new contracts and new customers
  • Request Insurance for all new accounts, Request preleins on all jobs
  • Order parts from Vendors for scheduled projects
  • Handle all DMV registration renewals on 53 Company vehicles, accidents, repairs, maintenance
  • Manage annual Inventory and quarterly inventory of alarm, detection and sprinkler warehouses
  • Also Fitter and technicians vehicles
  • Make sure all parts coming into stock or onto vehicles are accounted for.

Ops Manager/ SR Processor

Golden Empire Mortgage
Vegas, Victorville, NV
06.1995 - 04.2008
  • Manage and direct the daily activities of the mortgage operations department
  • Responsible for all lending functions, which may include sales, funding, processing, and closing
  • Responsible for productivity
  • Ensure efficient delivery of products and services to clients
  • Develop and implement policies and procedures
  • Rely on experience and judgment to plan and accomplish goals
  • Lead and direct the work of others
  • Process/Underwriter loans to assess risk in compliance with company guidelines and state and federal reporting guideline
  • Ensure data integrity to confirm the accuracy of automated underwriting findings
  • Adhere to internal underwriting guidelines, investor requirements and federal regulations to ensure loan quality
  • Also applicable internal policies, procedures, and protects confidentiality of borrower information Verify and analyzes all documentation, including credit, income, appraisal and title information
  • Interact with Mortgage Professionals to obtain information from the borrower or to seek clarification about documents in the loan file
  • Effectively communicate required conditions stipulation and assist where possible to expedite the final approval of a file
  • Process FHA, VA, Conventional, Conventional seconds, Bond Programs, Helocs
  • DU, LP FHA
  • Prepare loan docs using Doc Magic system and MortgageWare software
  • Organize loan documents and perform accuracy checks on all documents leaving the office
  • Notarize loan documents and other documentation needed for company compliance
  • Serve as the program guideline go-to person, making sure that loans are put into correct products Utilize Loan
  • Solutions software to facilitate the product search process
  • Work with Mortgage Insurance companies to obtain mortgage insurance for necessary loans.

Education

High School Diploma -

Victor Valley High School
Victorville, CA
06.1983

Skills

  • Credit History Analysis
  • Customer Communication
  • Teamwork and Communication
  • Financial Data Collection
  • Automated Underwriting Systems
  • Time Management
  • Document Review
  • Microsoft Excel, Outlook, Word
  • Underwriting Guidelines
  • Desktop Underwriter
  • Knowledge of Production Processes
  • Creditworthiness Determination
  • Financial History Analysis

Timeline

Processor III

Guild Mortgage Company
10.2017 - 05.2022

Processor III

IMortgage
06.2016 - 10.2017

SR Processor and Funder

Golden Empire Mortgage
08.2015 - 06.2016

Ops Mgr/ SR Processor

First Mortgage Corp
03.2014 - 07.2015

SR Loan Processor

Nationstar Mortgage
07.2013 - 03.2014

SR Loan Processor

Citibank
06.2012 - 07.2013

Fleet/Inventory Coordinator

Simplex Grinnell Tyco International
04.2008 - 06.2012

Ops Manager/ SR Processor

Golden Empire Mortgage
06.1995 - 04.2008

High School Diploma -

Victor Valley High School

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BARBARA DEJARNETTE