BARBARA GAYLE
Encinitas,CA
Overview
4
4
years of professional experience
Work History
Vice President, Senior SBL Loan Underwriter
Poppy Bank
11.2021 - Current
- Analyze applicants’ financial information and credit history to determine SBA eligibility for businesses including hotels, professional service providers, and equipment dealers.
- Assess and mitigate risk associated with applicants reliant on projected cash flow for loan repayment.
- Review third-party reports including commercial real estate appraisals and environmental reports to determine whether collateral meets the requirements of the SBA and the bank.
- Underwrite tranches of conventional and SBA 504 first trust deed loans purchased from other institutions.
- Community bank with $5.9B in assets
Timeline
Vice President, Senior SBL Loan Underwriter
Poppy Bank
11.2021 - Current