Barbara Rebecca Smith
Palmer,TX
Summary
Upbeat Elementary School Teacher devoted to promoting student learning and enhancing individual potential. Skillful in directing classroom environments and enhancing student behavior through positive and forward-thinking approaches. Caring relationship-builder with analytical mindset and good decision-making skills.
Overview
11
11
years of professional experience
1
1
Certification
Work History
Senior Mortgage Underwriter
Homeward Mortgage
05.2021 - Current
- Managed a high volume of work, consistently meeting or exceeding performance metrics for approval rate, turnaround time, and loan quality.
- Increased team productivity by mentoring junior underwriters, sharing industry knowledge, and providing constructive feedback on their work.
- Ensured compliance with federal regulations and company policies through diligent examination of mortgage documentation.
- Continuously updated industry knowledge through professional training sessions, seminars, conferences, and self-directed learning efforts.
Homeschool Teacher
Windmill Ridge Academy
08.2016 - Current
- Attended textbooks fairs and homeschool meetings to understand different approaches to subject matter.
- Organized hands-on instructional activities to supplement textbook instruction to engage and motivate students.
- Graded homework, quizzes, classwork and exams to report on progress of student achievements.
- Adapted curriculum to accommodate different learning styles, ensuring all students had equal access to educational materials.
Mortgage Underwriter
Service First Mortgage
12.2020 - 04.2022
- Provided comprehensive explanations of loan terms and conditions to clients, ensuring full understanding before finalizing agreements.
- Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
Nanny
Self Employed
09.2016 - 01.2021
- Promoted intellectual development through reading, storytelling, and engaging educational activities.
- Balanced playtime and limited screen time to support development of fine motor, gross motor, and cognitive skills.
- Developed strong communication with parents to provide updates on children''s progress, needs, and achievements.
- Implemented creative learning strategies tailored to each child''s interests and abilities for enhanced cognitive growth.
Transaction Coordinator/Licensed Realtor
Independent Contractor
08.2013 - 12.2015
- Managed sensitive client information securely to maintain confidentiality and uphold company privacy policies strictly.
- Streamlined transaction processes by implementing efficient organizational strategies and time management techniques.
- Supported agents in generating leads through effective marketing strategies that attracted potential buyers or sellers to listings actively managed by our team.
- Acted as a reliable point of contact for all parties involved in the transaction, ensuring clear communication and timely resolution of any issues that arose.
Education
Bachelor of Science - Psychology
Tarleton State University
Stephenville, Texas2020
Associate of Science - Psychology
Navarro College
Waxahachie, Texas2018
Skills
- Relationship Building
- Safety awareness
- Problem-solving skills
- Collaborative Teamwork
- Classroom Management
- Organizational Skills
- Play-Based Learning
- Child Development
- Special Education
- Elementary Education
Certification
- TX EC-6 Core Subjects, ITeach - Currently Enrolled
Timeline
Senior Mortgage Underwriter
Homeward Mortgage
05.2021 - Current
Mortgage Underwriter
Service First Mortgage
12.2020 - 04.2022
Nanny
Self Employed
09.2016 - 01.2021
Homeschool Teacher
Windmill Ridge Academy
08.2016 - Current
Transaction Coordinator/Licensed Realtor
Independent Contractor
08.2013 - 12.2015
Bachelor of Science - Psychology
Tarleton State University
Associate of Science - Psychology
Navarro College
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