Barry Spencer
Houston,TX
Summary
Goal-driven lender and accounting expertise. With strong history of achieving both financial and non-financial business goals using effective controls and successful planning. Offering 35 years of experience in Sub Prime Automobile Lending, commercial lending, accounting and internal audit. Excellent record of guiding leadership on strategic acquisitions and capital projects. Goal-driven Chief Financial Officer with strong history of achieving both financial and non-financial business goals using effective controls and successful planning. Offering 35 years of experience in Finance. Goal-driven Chief Financial Officer with strong history of achieving both financial and non-financial business goals using effective controls and successful planning.
Overview
32
32
years of professional experience
Work History
Controller
Gaitz Memorials
Houston, TX
03.2022 - Current
- Provided treasury and cash management by overseeing reconciliation of banking activity, credit card processing, and sales tax returns.
- Followed up with delinquent accounts to obtain funds and reduce aging balances.
- Completed journal entries, reconciliations, and account analysis to prepare quarterly financial documents and general account management.
- Managed payroll data entry and processing for [Number] employees to comply with predetermined company guidelines.
Chief Financial Officer
Consumer Mortgage Company
HOUSTON, TX
07.2007 - 04.2022
- Created and implemented best practices to standardize internal processes and procedures.
- Restructured outstanding debt resulting in 25% reduction in annual interest expenses.
- Provided strategic and financial growth advice to other company executives.
Chief Operating Officer
Designer Eyewear Outlet
HOUSTON, TX
06.1992 - 06.2007
- Wrote reports, authored papers and organized supporting documentation.
- Updated and managed accounts payable databases, employing access controls to protect data.
- Maintained accurate accounts for cash, fixed assets and other transactions.
- Oversaw full accounting cycle and prepared applicable financial statements.
- Analyzed balance sheets for mistakes and inaccuracies.
- Gathered banking transactions via statements, recorded activity in Excel format and reconciled balances.
- Posted financial data in Excel spreadsheets and managed inventory.
Credit Specialist
Consumer Mortgage Company
Hous, TY
Sep1988 - Jun1992
- Provided information on credit terms and conditions.
- Evaluated creditworthiness and current situation of each customer.
- Identified valuable solutions for customers with credit problems.
- Frequently reviewed and checked credit limit appropriateness for customers.
- Examined collateral to establish market value and assessed repayment capacity using secondary revenue sources before loan approval.
- Met with credit applicants to acquire personal and financial information used to process credit report.
President
Resource Bank
Houston, TX
Apr1984 - Sep1984
- Coordinated work across departments to keep teams on track with company goals.
- Analyzed financial statements and forecasts to improve programs, performance and policies.
- Cultivated and maintained positive working relationships with employees, executives and other stakeholders.
- Oversaw technological improvements, successfully reducing waste and eliminating business bottlenecks.
- Drove revenue up by 25% by cultivating successful client relations.
- Provided organizational leadership and collaborated with executive partners to establish long-term goals, strategies and company policies.
Executive Vice President
Commercial State Bank
Houston, TX - Texas
Sep1978 - Apr1984
- Collaborated with several top clients on various issues.
- Improved profitability by accurately maintaining P&L to meet prime fiscal responsibility.
- Drove revenue up by 20% by cultivating successful client relations.
- Oversaw technological improvements, successfully reducing waste and eliminating business bottlenecks.
- Oversaw corrective action plans to remedy structural, organizational and departmental issues.
Audit Manager
Allied Bancshares
HOUSTON, TX
Sep1974 - Apr1978
- Organized and deployed resources to execute audit plans.
- Made recommendations to resolve compliance audit findings.
- Conducted audits on internal controls and developed reports on findings.
- Managed and coached teams of up to 8 individuals on audit projects.
- Communicated audit plans to executive management team.
Internal Auditor
United Missouri Bank
Kansas City, MO
Jul1972 - Sep1974
- Spearheaded planning of yearly audits and reviewed controls for departments to assess areas in need of improvement.
- Assessed potential risks, evaluated controls and conducted compliance testing.
- Addressed and resolved audit issues.
- Worked with external audit professionals and prepared documentation of process evaluations.
Credit Representative
Lone Star Steel
Dallas, TX
Sep1969 - Jun1972
- Requested financial documents from customers.
- Collaborated with credit association and business representatives to exchange valid credit information.
- Conducted credit reviews on corporations to assess financial conditions.
- Reviewed customer financial data to ascertain level of risk involved for extending credit.
Credit An
First National Bank
Lubbock, TX
Sep1962 - Aug1969
- Reviewed customer financial data to ascertain level of risk involved for extending credit.
- Assessed customer credit files regularly to review receivables.
- Requested financial documents from customers.
- Conducted credit reviews on corporations to assess financial conditions.
Education
BBA - Finance And Accounting
Texas Tech University
Lubbock, TX06.1969
Skills
- E-Credit Systems
- Risk Assessments
- Authorizations Knowledge
- Industry Expertise
- Integrity and Transparency
- Financial Management
- Business Development
- Judgement and Decision Making
- Executive Leadership
- Accounting Principles Understanding
- Adaptable and Flexible
- Analytical and Critical Thinker
- Solution Innovation
- Raising Capital
Work Preference
Work Type
Full TimeLocation Preference
HybridImportant To Me
Work from home optionWork-life balanceTimeline
Controller
Gaitz Memorials
03.2022 - Current
Chief Financial Officer
Consumer Mortgage Company
07.2007 - 04.2022
Chief Operating Officer
Designer Eyewear Outlet
06.1992 - 06.2007
BBA - Finance And Accounting
Texas Tech University
Credit Specialist
Consumer Mortgage Company
Sep1988 - Jun1992
President
Resource Bank
Apr1984 - Sep1984
Executive Vice President
Commercial State Bank
Sep1978 - Apr1984
Audit Manager
Allied Bancshares
Sep1974 - Apr1978
Internal Auditor
United Missouri Bank
Jul1972 - Sep1974
Credit Representative
Lone Star Steel
Sep1969 - Jun1972
Credit An
First National Bank
Sep1962 - Aug1969
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