Ben Heyroth
Oshkosh,WI
Summary
Results-driven Commercial Lines Underwriter with a strong focus on underwriting strategy, risk assessment, and agency relationship building. Proven ability to drive new business growth and enhance profitability through effective sales and negotiation techniques.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Commercial Lines Underwriter
SECURA Insurance Companies
Appleton, USA
10.2023 - Current
- Building carrier reputation among customers and agents in SECURA's newest state.
- Collaborating with the Sales team regularly to drive new business growth and profitability with an emphasis on accounts in the Construction Industry.
- Underwrite all Lines of Business - Property, GL, Inland Marine, Auto, Work Comp, and Umbrella.
- Kept up-to-date on market trends to identify new business opportunities and adjust underwriting strategies accordingly.
- Applied accurate pricing standards to meet business needs and customer requirements.
- Regularly traveling out to meet with new and existing agencies, fostering strong relationships and growth.
Associate Underwriter - Commercial Lines
SECURA Insurance Companies
Appleton, USA
06.2022 - 10.2023
- Increased profitability by effectively managing portfolio risks and making informed underwriting decisions.
- Strengthened relationships with brokers and agents, fostering long-term partnerships and generating new business opportunities.
- Developed strong analytical skills by consistently evaluating data to identify trends impacting insured losses or exposures.
Commercial Lines Underwriting Internship
SECURA Insurance Companies
Appleton, USA
05.2021 - 06.2022
- Analyzed the risk associated with renewals under $15,000 and priced accordingly.
- Supported staff members in their daily tasks, reducing workload burden and allowing for increased focus on higher-priority assignments.
- Executed projects that assisted in making Underwriting decisions.
Special Investigative Unit - Claims Internship
SECURA Insurance Companies
Appleton, USA
01.2020 - 05.2021
- Constructed detailed social media reports to assist Claims Representatives.
- Collaborated with fellow peers to complete projects and additional requests.
- Consistently a top performer in reports written per month.
Education
Bachelor of Science - Finance: Risk & Insurance
University of Wisconsin
La Crosse, WISkills
- Agency/broker relationship building
- AI and underwriting technology adoption
- Conflict resolution
- Construction industry experience
- Portfolio and territory management
- Predictive modeling and data analytics
- Problem-solving aptitude
- Risk assessment and pricing
- Sales and negotiation techniques
- Underwriting strategy and execution
Certification
- Associate in Commercial Underwriting (AU), The Institutes
- Associate in Commercial Underwriting Management (AU-M), The Institutes
Involvement
- Artificial Intelligence Champion
- Member of Commercial Lines UW Continuous Improvement
- Mentor to Associate CL UW
- Underwriting Conference Chair
- Predictive Model SME
- Underwriting Workbench Initiative
Timeline
Commercial Lines Underwriter
SECURA Insurance Companies
10.2023 - Current
Associate Underwriter - Commercial Lines
SECURA Insurance Companies
06.2022 - 10.2023
Commercial Lines Underwriting Internship
SECURA Insurance Companies
05.2021 - 06.2022
Special Investigative Unit - Claims Internship
SECURA Insurance Companies
01.2020 - 05.2021
Bachelor of Science - Finance: Risk & Insurance
University of Wisconsin