Summary
Overview
Work History
Education
Skills
Timeline
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Ben Ward

Alpharetta,GA

Summary

Results-driven Senior Manager with a passion for data and information analysis, critical thinking, risk evaluation, portfolio management, decision making, underwriting discipline and task execution. Forward-thinking underwriting professional with decades of experience underwriting and pricing primary, buffer, excess and complex shared and layered accounts. Skilled at developing and implementing profitable guidelines for catastrophe perils, high hazard risks and a wide variety of E&S classes. Extensive knowledge of many of the most widely used underwriting and modeling tools including AIR, RMS, CATNET, Nathan Risk Suite, Prometrix, MSB and RiskMeter. A Go-To subject matter expert who has provided training for many critical underwriting topics. Excellent at consistently balancing top-line and bottom-line performance goals. Used a combination of marketing, sales and underwriting expertise to build relationships with producers and profitably grow the Southeast territory from $5.2 mil in 2016 to nearly $70 mil YE 2022, while helping the business unit maintain an average 71% combined ratio. Enjoy collaborating with internal and external stakeholders and building teams for success.

Overview

29
29
years of professional experience

Work History

Underwriting Director

Intact Insurance Specialty Solutions
09.2022 - Current
  • Responsible for directing product development, pricing underwriting strategy and managing all components of profit, loss, and expenses for $80 million E&S Excess Property portfolio in Southeast Region.
  • Routinely achieved profitability and growth goals through development and execution of annual strategic plan including specific underwriting, pricing, retention, service, and expense plans.
  • Responsible for analyzing book trends, catastrophe data and intel on competitors’ products, programs and pricing levels.
  • Responsible for making recommendations for new pricing levels and product modifications.
  • Enhance existing products and programs through collaboration with Excess Property staff and appropriate actuarial staff.
  • Manage, train, develop, issue authority levels and handle referrals for 13 member underwriting team.

Southeast Region Vice President

Intact Insurance Specialty Solutions
02.2012 - 09.2022
  • Managed all components of development, growth and profitability for $60 mil E&S excess property book of business for the Southeast territory.
  • Developed and executed strategic underwriting direction and initiatives that contributed to growth and profitability of company.
  • Responsible for compliance with underwriting standards, authorities and jurisdictional regulations.
  • Managed, developed, trained, issued authority and handled referrals for 9 member underwriting team.

Assistant Vice President

First State Management Group/Beazley Group
08.2001 - 02.2012
  • Was responsible for technical risk analysis and development of modeling and pricing tools
  • Management of $30 mil E&S primary and buffer property portfolio that consistently met company financial goals
  • Established strong relationships with brokers throughout Southeast region

Senior Underwriter

Chubb Custom Market Inc
09.1998 - 08.2001
  • E&S multi-line underwriter.
  • Analyzed, priced and managed $10 mil book of excess and surplus lines property and casualty accounts.
  • Applied knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards

Underwriter

St. Paul Companies
06.1994 - 09.1998
  • Developed a profitable $20 mil professional liability medical malpractice book of business
  • Analyzed risks and negotiated pricing, terms and conditions for customers according to company guidelines and standards
  • Built strong relationships with brokers and medical professional clients throughout the Northeastern US.

Education

Bachelor of Science - Finance, General

Xavier University of Louisiana
New Orleans, LA
1994

Skills

  • Skilled Portfolio Manager
  • E&S Underwriting
  • Data and Information Analysis
  • Strategic Decision Maker
  • Critical Thinking
  • Collaborative and Consultative
  • Producer Management
  • Detailed-Oriented
  • Team Builder

Timeline

Underwriting Director

Intact Insurance Specialty Solutions
09.2022 - Current

Southeast Region Vice President

Intact Insurance Specialty Solutions
02.2012 - 09.2022

Assistant Vice President

First State Management Group/Beazley Group
08.2001 - 02.2012

Senior Underwriter

Chubb Custom Market Inc
09.1998 - 08.2001

Underwriter

St. Paul Companies
06.1994 - 09.1998

Bachelor of Science - Finance, General

Xavier University of Louisiana
Ben Ward