Benjamin Drapiza
Portland,OR
Summary
Astute and methodical Senior Mortgage Underwriter with significant background working with veteran customers. Proficient in reviewing extensive applications and supporting documentation. Maintains consistent pipelines and quick turnaround times with skilled handling of each customer's needs. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
15
15
years of professional experience
Work History
Home Mortgage Underwriter
Wells Fargo & Company
03.2020 - 11.2022
- Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
- Approved or denied loans based on established criteria and underwriting guidelines.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Reviewed appraisals and title documents to verify accuracy and completeness.
Home Mortgage Underwriter
US Bank Home Mortgage
06.2015 - 03.2020
- Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
- Approved or denied loans based on established criteria and underwriting guidelines.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Reviewed appraisals and title documents to verify accuracy and completeness.
Home Mortgage Underwriter
Wells Fargo & Company
01.2008 - 06.2015
- Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.
- Approved or denied loans based on established criteria and underwriting guidelines.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Reviewed appraisals and title documents to verify accuracy and completeness.
Education
Some College (No Degree) - Business Communications
Chattanooga State Community College
Chattanooga, TNSkills
- Customer Identity Validation
- Financial Profile Assessment
- Conventional and VA Loan Processes
- NMLS Registration
- Client Interviews
- Desktop Underwriter
- Mortgage Modification
- Mortgage Fraud
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote
Every problem is a gift—without problems we would not grow.
Tony Robbins
Timeline
Home Mortgage Underwriter
Wells Fargo & Company
03.2020 - 11.2022
Home Mortgage Underwriter
US Bank Home Mortgage
06.2015 - 03.2020
Home Mortgage Underwriter
Wells Fargo & Company
01.2008 - 06.2015
Some College (No Degree) - Business Communications
Chattanooga State Community College
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