BENJAMIN VANMULLEKOM
Howell,MI
Summary
Results-driven Finance Manager with a proven track record of optimizing cash flow, reducing costs, and increasing profits. Skilled in credit analysis and financial management, with a focus on cultivating relationships with external finance partners. Strong ability to analyze financial trends and provide guidance to departmental managers. Committed to ensuring customer satisfaction and utilizing knowledge of the business and marketplace to advance organizational goals.
Professional in automotive finance sector, providing reliable leadership and strategic financial oversight. Skilled in loan structuring, credit analysis, and regulatory compliance. Known for fostering collaborative team environments and adapting to changing business needs, consistently driving results. Excellent communication and negotiation skills, combined with strong ethical focus.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Finance Manager
Feldman Chevrolet of Livonia
03.2017 - 10.2024
- Reviewed sales contracts and vendor and consultant contract agreements
- Reviewed monthly financial statements and prepared accurate reports for internal stakeholders
- Developed and implemented financial management strategies to optimize cash flow, reduce costs, and increase profits
- Developed and maintained necessary systems and accounting processes and controls
- Cultivated and maintained relationships with external finance partners
- Applied knowledge of business and marketplace to advance organization's goals
- Interacted with finance controllers and company executives to support decision-making processes
- Analyzed financial trends to identify opportunities for cost savings
- Provided guidance to departmental managers on best practices in financial management
- Monitored debt levels and negotiated terms with lenders as necessary
- Managed cash flow by tracking transactions and regularly reviewing internal reports
- Oversaw flow of cash and financial instruments
- Established and maintained relationships with individual and business customers and provided assistance with problems these customers may encounter
- Examined, evaluated and process loan applications
- Approved, rejected and coordinated approval and rejection of lines of credit and commercial, real estate and personal loans
- Trained new and existing staff members in various financial procedures to prepare for job requirements.
- Created organizational structures to improve accounting and finance functions.
- Streamlined month-end close process, reducing time spent on manual tasks and improving data accuracy.
- Reviewed documentation and identified financial discrepancies where applicable.
- Ensured compliance with federal regulations and company policies regarding automotive financing transactions.
- Fostered a positive work environment by promoting open communication and setting clear expectations for team performance, resulting in increased employee satisfaction and retention rates.
- Enhanced dealership sales by providing comprehensive financial solutions to clients seeking vehicle purchase or lease agreements.
- Assisted customers with challenging credit histories in securing suitable loan options to facilitate vehicle purchases.
- Consistently achieved monthly performance targets through strategic planning and execution of innovative financing solutions.
- Maintained an organized workflow by prioritizing tasks effectively managing multiple client files simultaneously ensuring timely processing of all transactions.
- Developed strong relationships with banks, credit unions, and other lending institutions to secure the best financing options for customers.
Finance Manager
Brighton Ford
09.2012 - 01.2017
- Ensured compliance with federal regulations and company policies regarding automotive financing transactions.
- Fostered a positive work environment by promoting open communication and setting clear expectations for team performance, resulting in increased employee satisfaction and retention rates.
- Assisted customers with challenging credit histories in securing suitable loan options to facilitate vehicle purchases.
- Enhanced dealership sales by providing comprehensive financial solutions to clients seeking vehicle purchase or lease agreements.
- Consistently achieved monthly performance targets through strategic planning and execution of innovative financing solutions.
- Maintained an organized workflow by prioritizing tasks effectively managing multiple client files simultaneously ensuring timely processing of all transactions.
- Provided exceptional customer service by addressing inquiries promptly, resolving issues efficiently, and maintaining open communication throughout the financing process.
- Optimized dealership revenue by identifying opportunities for additional product offerings such as extended warranties and insurance packages.
- Demonstrated expertise in various financial products, creating tailored presentations for customers, showcasing the benefits of specific financing plans based on their unique needs.
- Collaborated closely with Sales department conducting joint training sessions sharing information about available financing options boosting overall sales figures.
- Developed strong relationships with banks, credit unions, and other lending institutions to secure the best financing options for customers.
- Collaborated with sales managers to develop effective strategies for overcoming financial obstacles during vehicle negotiations.
- Assessed loan portfolios for compliance with underwriting policies.
- Developed and maintained relationships with customers, lenders and other third parties.
Education
Bachelors Degree in Finance - Banking And Finance
University of Michigan
Ann Arbor, MI05-2017
High School Diploma -
Howell High School
Howell, MI05.2011
Skills
- Credit analysis
- Financial Management
- Customer Satisfaction
- Regulatory compliance
- Strong negotiation skills
- Goal-oriented mindset
- Contract preparation
- Decision making aptitude
- In-depth financial analysis
- Financial product sales
- Automotive industry
- Credit assessment
- Customer service
Accomplishments
- Used Microsoft Excel to develop inventory tracking spreadsheets.
- Resolved product issue through consumer testing.
- Supervised team of 3 staff members.
- Eliminated paperwork processing bottleneck, saving company time and money.
- Increased team efficiency through continuous process improvements.
References
References available upon request
Certification
- Association of Finance & Insurance Professionals
Languages
English
Full Professional
Timeline
Finance Manager
Feldman Chevrolet of Livonia
03.2017 - 10.2024
Finance Manager
Brighton Ford
09.2012 - 01.2017
- Association of Finance & Insurance Professionals
Bachelors Degree in Finance - Banking And Finance
University of Michigan
High School Diploma -
Howell High School
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