BERNADETTE SISNEROS
Albuquerque,NM
Summary
Equipped with strong problem-solving abilities, willingness to learn, and excellent communication skills. Poised to contribute to team success and achieve positive results. Ready to tackle new challenges and advance organizational objectives with dedication and enthusiasm, with over 30 yrs finance and mortgage lending experience!
2025 193 closed loans for 68 million in business
2024 186 closed loans for 61.5 million in business
2023 137 closed loans for 42 million in business
2025/2024 NAHREP recipient
2025/2024 NAMMBA recipient
Overview
11
11
years of professional experience
Work History
Mortgage Loan Officer
Loandepot
12.2025 - Current
- Evaluate borrower creditworthiness to determine loan eligibility and risk factors.
- Develop customized mortgage solutions based on client financial profiles and goals.
- Manage loan origination process, ensuring compliance with industry regulations and standards.
- Cultivate strong relationships with real estate agents, builders, and financial institutions for referral opportunities.
- Develop and implemented marketing campaigns to generate new business opportunities.
- Increase loan approval rates by efficiently managing pipeline and maintaining strong relationships with borrowers, realtors, and underwriters.
Sr Builder Loan Consultant
DHI Mortgage / DR HORTON
05.2022 - 12.2025
- Meet with applicants to obtain information for loan applications and answer questions about process.
- Deliver high levels of customer service to facilitate smooth processes.
- Developed and maintained knowledge of available loan products, processing procedures and underwriting and general departmental guidelines.
- Educated customers on variety of loan products and available credit options to promote valuable decision-making.
Sr Loan Originator
CMG Financial Services
10.2021 - 05.2022
- Met with applicants to obtain information for loan applications and answer questions about process.
- Analyzed credit reports, verified and calculated income.
- Collected all necessary documentation to prepare for underwriting review.
- Collaborated with company teams to expedite loan approval processes.
- Educated homeowners and homebuyers on the process of purchase or refinancing.
- Assisted processing and underwriting with problem solving in some situations.
- Have established good relationships with clients as a source of future referral business or return business.
Sr Loan Processor III
LoanDepot
11.2020 - 10.2021
- Responsible for evaluating new loan applications; verifying data, analyzing credit reports, and validating income, employment, and asset documentation.
- Also act as liaison between customers and Underwriters, and obtain any additional documentation requested to complete purchase, or refinance transactions.
- Also work closely with title company personnel, appraisers, and realtors to ensure smooth closings.
Builder Loan Consultant
LoanDepot
06.2017 - 03.2020
- Meet with new purchase clients.
- Complete new loan applications, pull and evaluate credit history.
- Schedule personal one on one appointments to gather income and asset documentation, and discuss in detail loan programs, down payment assistance programs (bond loans), and in some circumstances, assisted client's with credit repair for future purchase.
- Work closely with loan processor, underwriting team, realtor, sales teams, to ensure on time closings and smooth closings.
Sr Loan Processor III
One Trust Home Loans
06.2015 - 06.2017
- Loan processor for #1 Loan officer in New Mexico.
- Process all new residential home loan applications.
- Evaluate credit standing, verify all income and asset information/documentation, and issue pre qualification letters based on AUS findings.
- Review and submit all new loan applications for underwriting approval.
- Work closely with all 3rd party vendors to ensure on time delivery of title work, appraisals, inspections and any/all verifications needed.
- Work closely with closing department to issue loan docs on time, and fund on time.
Skills
- Problem-solving
- Networking
- Team building
- Training & Development
- Customer relations
- Problem resolution
- Analytical
- Goal oriented
- Relationship selling
Timeline
Mortgage Loan Officer
Loandepot
12.2025 - Current
Sr Builder Loan Consultant
DHI Mortgage / DR HORTON
05.2022 - 12.2025
Sr Loan Originator
CMG Financial Services
10.2021 - 05.2022
Sr Loan Processor III
LoanDepot
11.2020 - 10.2021
Builder Loan Consultant
LoanDepot
06.2017 - 03.2020
Sr Loan Processor III
One Trust Home Loans
06.2015 - 06.2017