Beth Grubbs

Currently manage Specialized Lending, Business Loan Coordination, Lending Closing Support, Reg Review, and Lending Support.

• Instrumental in starting a new department, Business Loan Coordination, to centralized the business loan document prep process.
• Implemented and developed operational standards, policies and procedures.
• Conducted performance evaluations, compensations and hiring to maintain appropriate staffing requirements.
• Held monthly or weekly meetings to create business plans and workshops to drive successful business.
• Evaluated hiring, firing, and promotions requests.
• Led strategic initiatives to enhance organizational efficiency and drive revenue growth.
• Mentored junior staff, fostering professional development and enhancing team performance.
• Hired and managed employees to maximize productivity while training staff on best practices and protocols.
• Enhanced company performance by implementing new strategies and streamlining operations.
• Identified opportunities to improve business process flows and productivity.
• Presented and discussed strategy and initiative progress with senior business leaders.
• Restructured departments for increased efficiency, optimizing resource allocation and improving communication between teams.
• Provided strong leadership to enhance team productivity and morale.

Managed the Credit Risk Review Department

• Instrumental in starting this department in 2010 during the real estate downturn.
• Developed procedures to review commercial loans prior to renewal to minimize document exceptions and reduced the potential risk of loss to the bank.
• Identified loans that were high risk of default.
• Reviewed loan agreements for covenant compliance.
• Assisted with the development of the Criticized Asset Review process.
• Evaluated employee performance and conveyed constructive feedback to improve skills.
• Recruited, interviewed and hired employees.
• Cultivated positive rapport with fellow employees to boost company morale and promote employee retention.

• Analyzed financial statements for commercial loans.
• Prepared underwriting workbooks for large commercial loans.
• Prepared past due reports for commercial loans.

• Evaluated customer creditworthiness for vehicle loans submitted by automobile dealers.
• Balanced and maintained vehicle floor plan loans.