Bhakti Sawant
Jersey City,United States
Summary
Achievement-oriented finance professional with a Master’s in Finance and proven expertise in Financial Planning, Analysis, Risk Management, and Project Management. Formerly associated with ICICI Bank Ltd., Mumbai, as Deputy Manager II, with hands-on experience in Retail Asset and Securities Accounting, Financial Reporting, and Reconciliation. Skilled in analyzing monthly financial data to identify operational inefficiencies and support strategic decision-making. Well-versed in tools and systems such as the SAP FI Module, PRIME, I-Core, SAS EG, and proficient in the MS Office Suite, including Excel, PowerPoint, Word, and Power BI. Effective communicator with strong people management, coordination, and problem-solving abilities. Authorized to work in the U.S. Without the need for employer sponsorship.
Overview
12
12
years of professional experience
1
1
Certification
Work History
Deputy Manager II
ICICI Bank Ltd.
Mumbai
03.2013 - 12.2024
- Developed annual budgets and forecasts for portfolios, utilizing historical trends and business strategies.
- Conducted variance analysis to identify revenue drivers and opportunities for cost reduction.
- Provided financial modeling and scenario analysis for product launches and market shifts.
- Prepared profitability reports for credit cards, merchant acquiring, and investor portfolios.
- Collaborated cross-functionally to perform cost-benefit analysis for business expansion initiatives.
- Managed daily accounting for credit cards and merchant acquiring, including Amex Payable and FX gains.
- Streamlined financial processes, reducing month-end closing time from five days to two days.
- Ensured 100% compliance with GAAP/IFRS standards, maintaining zero audit deficiencies over five years.
Education
Master’s Degree - Finance
ICFAI
India01.2017
Post Graduate Diploma - Banking operations
IFBI [Institute of Finance, Banking And Insurance]
India01.2013
12th -
Model College
India01.2005
10th -
S.N.H.S
India01.2003
B.Sc. - Information Technology
Birla College
IndiaSkills
- Finance Management
- Risk Management
- Data Analysis & Interpretation
- Corporate Actions
- MIS Reporting
- Financial Modelling
- Reconciliations
Certification
- Diploma in Retail Banking, Welingkar Institute of Mgt., Mumbai, 2013
- Diploma in Banking, Welingkar Institute of Mgt., Mumbai, 2013
- Certificate in Depository Operations and Mutual fund, NISM, Mumbai
Languages
English
Work Authorization
Authorized to work in the U.S. without employer sponsorship
Timeline
Deputy Manager II
ICICI Bank Ltd.
03.2013 - 12.2024
Master’s Degree - Finance
ICFAI
Post Graduate Diploma - Banking operations
IFBI [Institute of Finance, Banking And Insurance]
12th -
Model College
10th -
S.N.H.S
B.Sc. - Information Technology
Birla College
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