Bhavana Nanjundappa
Summary
Loan Operations Specialist with over 4 years of comprehensive experience in wholesale lending and trade support at JPMorgan Chase. Technical expert in Loan IQ, LSTA/LMA documentation review, and cash ledger reconciliations. Strong analytical background backed by an MBA in Financial Analysis (STEM), with proven proficiency in using Python and Advanced Excel to automate manual workflows, mitigate operational risk, and consistently exceed tight team SLAs.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Trade Support Specialist-II
JP Morgan Chase & Co
Newark
06.2025 - Current
- Manage the full lifecycle operational settlement process for syndicated, bilateral, and structured debt portfolios (CLOs, total return swaps, distressed debt).
- Serve as a core operator in Loan IQ to execute precise trade capture, manage downstream transaction records, and validate multi-currency cash distribution workflows.
- Verify complex credit contracts and transaction documentation against LSTA and LMA frameworks to reduce counterparty settlement and funding risk.
- Run root-cause diagnostics to systematically resolve cash breaks, ledger position variances, and aged payables/receivables.
- Reconcile general ledger balances daily against front-office clearing streams and establish immediate escalation paths for material cash anomalies.
- Support process control integrity by mapping operational exceptions and contributing to User Acceptance Testing (UAT) for system upgrades.
Credit Support Specialist-II
JP Morgan Chase & Co
Bengaluru
09.2021 - 11.2022
- Managed credit documentation processing, compliance reviews, and credit risk monitoring for corporate lending operations.
- Spreads and analyzed complex SEC filings (10-K and 10-Q) to extract critical financial data, ensuring adherence to U.S. GAAP and strict credit risk evaluation parameters.
- Audited critical lending materials including compliance reports, financial statements, and borrowing base certificates to assure absolute alignment with regulatory mandates.
- Oversee and monitored a high-value $100M+ corporate loan portfolio in the MMBSI sector, actively detecting defaults and opinion qualifications.
- Utilized Loan IQ extensively to optimize records management and guarantee real-time data accuracy for internal risk systems.
Process Analyst
Australia New Zealand Banking Group Limited
Bengaluru
12.2019 - 09.2021
- Conducted structured AML (Anti-Money Laundering) and fraud investigations, executing strategic account freezes to mitigate potential capital exposure.
- Executed complex information discovery mandates and legal discovery notices to meet regulatory requirements and ensure adherence to legal standards.
- Developed custom tracking dashboards using Excel VBA to consolidate audit trails and drastically improve team workflow turnaround times.
- Managed legal notices from police, courts, government authorities, and Child Support Agency (CSA) to ensure compliance with legal obligations and validate customer information release requests.
Education
Master of Business Administration - Financial Analysis
University of New Haven
West Haven, CT, USA12-2024
Post Graduation Diploma in Management (PGDM) - Financial management
St Joseph's Institute of Management
Bengaluru, KA, India05-2022
Bachelor of Commerce (BCom) - Finance and Accounting
Reva University
Bengaluru, KA, India05-2019
Skills
- Loan Platforms: Loan IQ, LSX Aurora, WSO/ClearPar
- Advanced Excel: VBA, Macros, VLOOKUP, XLOOKUP, Pivot Tables, Power Query
- Programming & Analytics: Python (Pandas/NumPy), Power BI, SQL basics
- Core Domains: Syndicated & Bilateral Loans, Asset Servicing, General Ledger (GL) Reconciliation, AML/Fraud Corporate Investigations
Accomplishments
- Academic Honors: Maintained a 3.82 GPA in the STEM-designated MBA program at the University of New Haven, earning consistent placement on the Dean’s List.
- Global Student Leadership: Selected as a Graduate Campus Connector at the University of New Haven to lead integration initiatives and organize large-scale cultural events for international students.
- Global Student Leadership: Selected as a Graduate Campus Connector at the University of New Haven to lead integration initiatives and organize large-scale cultural events for international students.
- Strategic Consulting Project: Developed an institutional market analysis and data-driven business expansion proposal directly for corporate stakeholders at Ovusense.
Certification
- Financial Modeling & Equity Valuation Certified – FactSet
- Advanced Python for Financial Analysis – University of New Haven (STEM Curriculum)
- Data Automation & Management in Banking Operations – Specialized training in Excel VBA, Macros, and Power Query
Timeline
Trade Support Specialist-II
JP Morgan Chase & Co
06.2025 - Current
Credit Support Specialist-II
JP Morgan Chase & Co
09.2021 - 11.2022
Process Analyst
Australia New Zealand Banking Group Limited
12.2019 - 09.2021
Master of Business Administration - Financial Analysis
University of New Haven
Post Graduation Diploma in Management (PGDM) - Financial management
St Joseph's Institute of Management
Bachelor of Commerce (BCom) - Finance and Accounting
Reva University