Bianca Daley
Kissimmee,FL
Summary
Analytical professional proficient in information gathering, report preparation and data compilation capabilities. In-depth knowledge of insurance coverage forms, procedures, and policies. Accommodating and logical individual skillful in creating customized requests for each client.
Overview
8
8
years of professional experience
Work History
Workers' Compensation Underwriter
Travelers Insurance
Orlando, FL
10.2022 - Current
- Maintained up-to-date knowledge of industry trends and developments related to Workers' Compensation underwriting.
- Collaborated with legal counsel to resolve disputes arising from Workers' Compensation claims.
- Reviewed applications for accuracy prior to issuance of new policies.
- Developed and maintained a thorough understanding of Workers' Compensation underwriting principles, processes, and procedures.
- Utilized various software programs to generate premium quotes and proposals for customers.
- Prepared detailed reports on underwriting findings and recommendations.
- Interacted with clients, agents, brokers, and other stakeholders in order to answer questions regarding policy terms and conditions.
Mortgage Underwriter
Home Point Financial
Maitland, FL
06.2016 - 03.2022
- Determined loan eligibility and approved or rejected applications.
- Requested additional information for applications and documents when necessary.
- Maintained compliance with company and regulatory policies.
- Researched applicant employment and financial histories to confirm document accuracy.
- Developed and maintained professional relationships with real estate agents, loan officers, and other stakeholders.
- Utilized automated underwriting systems (AUS) to expedite loan approval decisions.
- Communicated loan decisions, including approvals, suspensions, or denials, clearly to all relevant parties.
- Managed loan pipeline to ensure timely processing and adherence to deadlines.
- Provided support and guidance to junior underwriters and other team members.
- Ensured loans met all underwriting guidelines for government-sponsored entities (GSEs) such as Fannie Mae and Freddie Mac.
- Evaluated borrower's financial information, including credit history, income, and assets to determine loan viability.
Education
BBA - Business Administration And Management
Bryant And Stratton College
Getzville, NY05-2018
Skills
- Claims Management
- Regulatory understanding
- Underwriting expertise
- Legal Compliance
- Data Interpretation
- Sales Support
- Income verification
- Credit analysis
- Creditworthiness Determination
- Loan Processing Coordination
- Automated Underwriting System (AUS)
- Organizational Skills
- Time Management
- Multitasking
- Policy Development
- Quote Preparation
- Decision-Making
- Interpersonal Communication
- Excellent Communication
- Renewing policies
- Quoting and pricing policies
Timeline
Workers' Compensation Underwriter
Travelers Insurance
10.2022 - Current
Mortgage Underwriter
Home Point Financial
06.2016 - 03.2022
BBA - Business Administration And Management
Bryant And Stratton College
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