Bradley (Scott) Wallace

• Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
• Verified integrity of applicants' information to minimize fraud.
• Worked with processing team members to communicate errors and obtain missing information for current applications.
• Maintained mortgage program compliance with federal agencies such as VA, HUD, USDA and FNMA.
• Maintained a high level of customer satisfaction by providing timely responses to inquiries and addressing concerns promptly.
• Effectively communicated underwriting decisions to relevant parties, providing clear explanations for any required conditions or stipulations.

Supervised an appraisal team for one year.

• Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
• Verified integrity of applicants' information to minimize fraud.
• Maintained mortgage program compliance with federal agencies such as VA, HUD, and FNMA.
• Worked with processing team members to communicate errors and obtain missing information for current applications.
• Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
• Maintained a high level of customer satisfaction by providing timely responses to inquiries and addressing concerns promptly.