Brandon Sills
Coeur d'Alene,ID
Summary
Strategic and results-driven Finance Professional and Military Veteran with extensive experience in credit analysis, loan structuring, and capital markets operations. Proven success in underwriting and managing complex syndicated and participatory loans exceeding $25M, driving portfolio performance while mitigating institutional risk. Expert in financial modeling, market analysis, and risk assessment, delivering data-backed insights that strengthen lending decisions and capital allocation strategies. Recognized for building strong interdepartmental and client relationships, leading high-performing teams, and executing structured loan transactions that enhance liquidity, profitability, and compliance. Adept at translating complex financial data into actionable strategies that optimize institutional stability and growth.
Overview
6
6
years of professional experience
Work History
Financial Representative
Northwestern Mutual
12.2024 - Current
- Deliver financial planning solutions for insurance, investments, and retirement, ensuring alignment with client goals and compliance.
- Conduct assessments of client risk tolerance and financial status, developing integrated wealth strategies for stability.
- Expand client base through networking, referrals, and outreach, strengthening advisory relationships and revenue growth.
- Simplify complex strategies with financial illustrations and compliance frameworks, improving client understanding.
- Collaborate with senior advisors on planning frameworks and execution models, enhancing service delivery outcomes.
- Provide actionable insights to clients, reinforcing trust and improving portfolio development effectiveness.
Credit Analyst - Capital Markets
AgWest Farm Credit
04.2022 - 12.2024
- Led complex credit underwriting for large syndicated and participation loans, structuring deals up to $25M+ across diverse agricultural and commercial portfolios.
- Designed and executed loan syndications and participations sold to external lenders, optimizing capital exposure and maintaining risk diversification across the institution’s balance sheet.
- Conducted comprehensive credit risk analyses using advanced financial modeling and market benchmarking to determine borrower strength, collateral valuation, and long-term viability.
- Collaborated with senior credit officers and external banking partners to negotiate loan structures, terms, and risk-sharing agreements.
- Developed and presented detailed credit memos and risk assessments to executive loan committees, ensuring regulatory compliance and deal transparency.
- Directed a team of 8 analysts supporting County Home Lending and secondary market transactions, improving CreditPro efficiency and deal turnaround time.
- Recognized for underwriting the most complex and high-value transactions within the Capital Markets division, directly contributing to portfolio growth and institutional stability.
Mortgage Underwriter
Fremont Bank
03.2020 - 04.2022
- Oversaw a pipeline of 100+ residential and commercial loans, meeting deadlines with accurate credit assessments.
- Verified borrower income, collateral values, and credit data, ensuring full compliance with lending regulations.
- Partnered with loan officers and processors to resolve issues, accelerating loan closings and client satisfaction.
- Consistently ranked in top performers by balancing productivity with accuracy in underwriting operations.
- Identified and resolved documentation discrepancies, improving loan quality and minimizing institutional risk.
- Delivered reliable underwriting decisions in high-volume environments, contributing to sustained revenue growth.
Small Business Banker
Wells Fargo
07.2019 - 03.2020
- Consulted with small business clients to evaluate banking, lending, and cash needs, tailoring solutions to support growth.
- Structured SBA loans, business credit lines, and merchant services, aligning recommendations with financial capacity.
- Partnered with underwriting and risk teams to deliver compliant financing, reducing processing delays and errors.
- Built client pipelines through networking, referrals, and outreach, increasing new customer acquisition rates.
- Guided clients through complex lending decisions, improving loyalty, satisfaction, and long-term business retention.
- Balanced advisory services with revenue objectives, achieving consistent results in customer growth performance.
Education
MBA - Finance Concentration
Eastern Washington University
Bachelor of Science - Clinical Nutrition
University of California, Davis
06.2019
Skills
- Financial Analysis
- Strategic Planning
- Risk Management
- Portfolio Management
- Credit Underwriting
- Market Research
- Data Forecasting
- Capital Budgeting
- Investment Strategies
- Loan Structuring
- Regulatory Compliance
- Client Advisory
- Revenue Growth
- Process Optimization
- Team Leadership
- Stakeholder Engagement
Timeline
Financial Representative
Northwestern Mutual
12.2024 - Current
Credit Analyst - Capital Markets
AgWest Farm Credit
04.2022 - 12.2024
Mortgage Underwriter
Fremont Bank
03.2020 - 04.2022
Small Business Banker
Wells Fargo
07.2019 - 03.2020
Bachelor of Science - Clinical Nutrition
University of California, Davis
MBA - Finance Concentration
Eastern Washington University