Brandon Foster
Grosse Pointe Farms
Summary
Hardworking employee with customer service, multitasking and time management abilities. Devoted to giving every customer a positive and memorable experience.
Overview
10
10
years of professional experience
Work History
Mortgage Underwriter
Spring EQ
Conshohocken
08.2024 - 04.2026
- Reviewed loan applications for completeness and compliance with guidelines.
- Analyzed borrower financial information to assess creditworthiness and risk.
- Utilized underwriting software to evaluate and process mortgage loans efficiently.
- Issued clear written conditions for approval of mortgage loans.
- Verified employment history and income of applicants.
- Assessed risk levels associated with each loan application based on established criteria.
- Conducted due diligence reviews of loans prior to closing.
Loan Officer
Barrett Financial Group
Gilbert
04.2023 - 08.2024
- Developed and maintained relationships with potential customers to increase loan business.
- Reviewed credit histories, income statements, and other financial information of loan applicants.
- Counseled clients on debt management and repayment plans.
- Analyzed financial data to determine the feasibility of granting loans.
- Negotiated terms and conditions of loan contracts.
- Verified accuracy of loan documents prior to approval.
- Provided customer service support throughout the entire process from application through closing.
Mortgage Underwriter
Computershare SLS
Denver
07.2021 - 12.2022
- Reviewed and analyzed loan applications for completeness and accuracy.
- Assessed risk levels associated with each loan application based on established criteria.
- Calculated debt-to-income ratios to ensure compliance with industry standards.
- Verified employment history and income of applicants.
- Evaluated collateral properties to assess market value.
- Determined whether or not to approve or deny a loan application in accordance with company guidelines.
- Identified potential issues related to title, appraisals, insurance coverage.
Senior Mortgage Underwriter
United Wholesale Mortgage
Pontiac
06.2019 - 07.2021
- Evaluated loan applications and creditworthiness of potential borrowers.
- Analyzed financial data, such as income statements, balance sheets, and tax returns to determine applicants' eligibility for mortgage loans.
- Reviewed appraisals to ensure accuracy and compliance with company standards.
- Conducted preliminary analysis of loan products and services offered by the company.
- Prepared detailed reports on underwriting findings and recommendations.
- Evaluated mortgage loan risk based on sound underwriting decisions.
Loan Officer
One Reverse Mortgage
Detroit
02.2016 - 04.2019
- Negotiated terms and conditions of loan contracts.
- Verified accuracy of loan documents prior to approval.
- Approved or denied loan applications based on established guidelines.
- Interacted with underwriters, appraisers, title companies. during the processing of a loan application.
Education
Bachelor of Science - Outdoor Education
Northland College
Ashland, WI05.2011
Skills
- Debt and Credit Management
- Bottom Line LoanMaster Loan Servicing
- Collections Proficiency
- Customer Service-Focused
- Automated Underwriting System (AUS)
- Credit History Review
- Loan Processing Coordination
- Property Evaluation
Affiliations
- Eagle scout 2004
- Vigil honor 2005
Timeline
Mortgage Underwriter
Spring EQ
08.2024 - 04.2026
Loan Officer
Barrett Financial Group
04.2023 - 08.2024
Mortgage Underwriter
Computershare SLS
07.2021 - 12.2022
Senior Mortgage Underwriter
United Wholesale Mortgage
06.2019 - 07.2021
Loan Officer
One Reverse Mortgage
02.2016 - 04.2019
Bachelor of Science - Outdoor Education
Northland College