Credit Analyst
Guaranty Bank
- Evaluated creditworthiness of individuals and businesses by analyzing financial statements, credit reports, and market data.
- Assessed risk levels and recommended appropriate credit limits and loan structures to minimize default exposure.
- Prepared detailed credit memos and reports to support lending decisions for management review.
- Monitored loan portfolios, identifying early warning signs of potential defaults and implementing risk mitigation strategies.
- Collaborated with relationship managers and clients to structure financing solutions tailored to client needs while ensuring compliance with regulatory standards.
