Brea Ermis
Dallas,TX
Overview
7
7
years of professional experience
Work History
Mortgage Loan Processor II
American National Bank Of Texas
Plano, TX
02.2022 - Current
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Handled any conditions sent from underwriting departments.
- Upheld complete confidentiality of all submitted information according to release guidelines.
- Set up and completed loan submission packages.
- Worked with customers via telephone and email to answer questions, process transactions, and resolve issues.
- Analyzed borrower credit reports and income statements to verify accuracy.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.
- Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
- Liaised with credit bureaus, employers and other sources to check applicants' credit and personal references.
Senior Outsourcing Delivery Analyst
S&P Global
Dallas, TX
04.2021 - 02.2022
- Processed trade settlement based on info provided by client
- Insured timely and efficient processing of all new borrowings, increases, rollovers, pay downs, commitment reductions for syndicated loans
- Responsible for reconciliations, balancing, and publishing of cash ledgers, as well as issue research and resolution
- Complete special projects assigned
- Assist with other teams during global quarter-end or other high volume periods.
Mortgage Sales Assistance
Arvest Bank
Tulsa, OK
08.2019 - 04.2021
- Prepared loan documents and explained terms to clarify loan conditions and requirements with applicants.
- Provided professional advice on loan applications by interviewing applicants, reviewing applications and verifying information gathered.
- Consulted with outside vendors to identify and resolve loan closing issues.
- Set up, stored and updated customer files, department records and regulatory paperwork.
- Reviewed and validated details of loan applications and closing documentation.
- Interviewed loan applicants to obtain personal and financial data to assist in completing applications.
Senior Teller
Arvest Bank
Tulsa, OK
05.2017 - 08.2019
Education
Bachelor of Science - Finance
05.2020
- Minored in Energy Finance
Skills
- Customer Service
- Complex Problem Solving
- Strong Communication Skills
- Effective Time Management
- Proficient in MS Office, Word, Excel, Powerpoint
- Excellent Attention to Detail
- Highly Dependable
- Strong Attention to Detail
- Self Starter
- Knowledge of Loan Trade Settlement
- Encompass Software
- WSO Notice Manager
- Knowledge in Reconciliation and Balancing cash entries
- Knowledge of Syndicated Loans
- Financial Analysis
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Mortgage Loan Processor II - American National Bank Of Texas
02.2022 - Current
Senior Outsourcing Delivery Analyst - S&P Global
04.2021 - 02.2022
Mortgage Sales Assistance - Arvest Bank
08.2019 - 04.2021
Senior Teller - Arvest Bank
05.2017 - 08.2019
Oklahoma State University - Bachelor of Science, Finance