Overview
Work History
Education
Skills
Work Availability
Timeline

Brea Ermis

Dallas,TX

Overview

7
7
years of professional experience

Work History

Mortgage Loan Processor II

American National Bank Of Texas
02.2022 - Current
  • Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
  • Handled any conditions sent from underwriting departments.
  • Upheld complete confidentiality of all submitted information according to release guidelines.
  • Set up and completed loan submission packages.
  • Worked with customers via telephone and email to answer questions, process transactions, and resolve issues.
  • Analyzed borrower credit reports and income statements to verify accuracy.
  • Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
  • Stayed up to date on loan regulation changes, processing loan applications in compliance with current laws.
  • Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
  • Liaised with credit bureaus, employers and other sources to check applicants' credit and personal references.

Senior Outsourcing Delivery Analyst

S&P Global
04.2021 - 02.2022
  • Processed trade settlement based on info provided by client
  • Insured timely and efficient processing of all new borrowings, increases, rollovers, pay downs, commitment reductions for syndicated loans
  • Responsible for reconciliations, balancing, and publishing of cash ledgers, as well as issue research and resolution
  • Complete special projects assigned
  • Assist with other teams during global quarter-end or other high volume periods.

Mortgage Sales Assistance

Arvest Bank
08.2019 - 04.2021
  • Prepared loan documents and explained terms to clarify loan conditions and requirements with applicants.
  • Provided professional advice on loan applications by interviewing applicants, reviewing applications and verifying information gathered.
  • Consulted with outside vendors to identify and resolve loan closing issues.
  • Set up, stored and updated customer files, department records and regulatory paperwork.
  • Reviewed and validated details of loan applications and closing documentation.
  • Interviewed loan applicants to obtain personal and financial data to assist in completing applications.

Senior Teller

Arvest Bank
05.2017 - 08.2019

Education

Bachelor of Science - Finance

Oklahoma State University
05.2020
  • Minored in Energy Finance

Skills

  • Customer Service
  • Complex Problem Solving
  • Strong Communication Skills
  • Effective Time Management
  • Proficient in MS Office, Word, Excel, Powerpoint
  • Excellent Attention to Detail
  • Highly Dependable
  • Strong Attention to Detail
  • Self Starter
  • Knowledge of Loan Trade Settlement
  • Encompass Software
  • WSO Notice Manager
  • Knowledge in Reconciliation and Balancing cash entries
  • Knowledge of Syndicated Loans
  • Financial Analysis

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline

Mortgage Loan Processor II - American National Bank Of Texas
02.2022 - Current
Senior Outsourcing Delivery Analyst - S&P Global
04.2021 - 02.2022
Mortgage Sales Assistance - Arvest Bank
08.2019 - 04.2021
Senior Teller - Arvest Bank
05.2017 - 08.2019
Oklahoma State University - Bachelor of Science, Finance
Brea Ermis