Summary
Overview
Work History
Education
Skills
Certification
Timeline
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Brenda Miranda

Brenda Miranda

Mansfield,TX

Summary

Results-driven Compliance & Risk Manager with over 12 years of expertise in BSA/AML, fraud prevention, internal auditing, and regulatory compliance. Currently leading a top-performing team of Fraud and BSA specialists, overseeing the credit union's BSA/AML Compliance Program. Demonstrated success in interpreting laws and regulations, providing strategic advice to leadership, conducting audits, and implementing effective risk mitigation strategies. Collaborative and analytical professional skilled at engaging with auditors, regulators, and law enforcement agencies to ensure compliance excellence.

Overview

16
16
years of professional experience
2
2
Certification

Work History

Compliance & Risk Manager

Neighborhood Credit Union
08.2021 - Current
  • Manage the credit union’s BSA/AML Compliance Program, including policy development, oversight of regulatory reporting, and fraud mitigation.
  • Supervise the Senior BSA Officer, Senior Fraud Risk Analyst, and Fraud & BSA Support Specialist; provide guidance, performance feedback, and professional development.
  • Interpret compliance laws and regulations and deliver assessments and recommendations to executive leadership.
  • Oversee Verafin alert management and ensure case investigations meet regulatory standards.
  • Conduct internal audits and risk assessments aligned with the annual audit plan; collaborate with Internal Audit on risk reporting.
  • Assist departments with product planning and compliance integration, including BSA and fraud implications.
  • Provide ongoing compliance training, including annual BSA, Fair Lending, and Truth in Lending sessions.
  • Support audit readiness and remediation by preparing detailed reports, guiding departments on corrective actions, and tracking follow-ups.
  • Collaborate with Marketing to ensure regulatory compliance in advertising and communications.

Senior Compliance Officer / BSA Officer

Neighborhood Credit Union
10.2009 - 08.2021
  • Directed the credit union's BSA/AML/OFAC program and annual risk assessments.
  • Conducted OFAC screenings, investigations, and documented SARs and CTRs per regulatory requirements.
  • Delivered compliance training and collaborated with departments on integrating controls into new products and services.
  • Acted as liaison with federal agencies and examiners; responded to documentation requests and regulatory inquiries.
  • Advised leadership on compliance matters by interpreting regulations
    and assessing their impact on credit union operations.

Education

Bachelor's Program -

Texas Woman’s University
Denton, TX

High School Diploma - undefined

Mansfield Timberview High School

Organizational Leadership

Southern New Hampshire University
01.2023

Skills

  • BSA/AML compliance expertise
  • Fraud risk assessment
  • Regulatory Interpretation & Advisory
  • Audit and risk assessment
  • Compliance program management
  • Policy & Procedure Development
  • Verafin Monitoring & Alert Oversight
  • Staff Supervision & Development
  • Regulatory Reporting & Examinations
  • Cybersecurity risk management
  • Audit coordination
  • Incident response planning
  • Risk management advisory
  • Business continuity planning

Certification

  • Certified Bank Secrecy Act Compliance Specialist, CUNA (2019–Present)
  • Certified Credit Union Compliance Expert, CUNA (2019–Present)

Timeline

Compliance & Risk Manager

Neighborhood Credit Union
08.2021 - Current

Senior Compliance Officer / BSA Officer

Neighborhood Credit Union
10.2009 - 08.2021

High School Diploma - undefined

Mansfield Timberview High School

Bachelor's Program -

Texas Woman’s University

Organizational Leadership

Southern New Hampshire University

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