Summary
Overview
Work History
Education
Skills
Timeline
Generic

Bria Carter

Phoenix,AZ

Summary

Risk management professional with over five years of experience in the insurance industry, specializing in identifying, assessing, and mitigating operational and regulatory risks. Recently completed a certificate in Fintech Foundations, with a focus on digital payments, financial regulations, and emerging financial. technologies. Demonstrated ability to adapt to evolving landscapes and bridge traditional financial services with innovative fintech solutions. Actively seeking opportunities in fintech where I can leverage my risk expertise and newly acquired fintech knowledge to drive secure, compliant, and scalable growth. I also bring prior banking experience specializing in payments, regulations and problem solving.

Overview

14
14
years of professional experience

Work History

Risk Manager

RHP Properties
Farmington Hills, MI
10.2022 - Current
  • Analyze exposures to determine the potential extent of financial loss resulting from loss of productive staff, loss of properties, facilities and equipment.
  • Collaborated with cross-functional teams to establish effective risk management practices across all business units.

Virtual Property Claims Adjuster

Farmers Insurance
02.2022 - 05.2022
  • Used Xactimate to compile estimates for personal property and structure damage.
  • Scoped and photographed properties for defects and damage.
  • Interacted with witnesses and claimants.
  • Prepared reports of findings of investigations.
  • Investigated claims by reviewing policy contracts to determine claim coverage based on cause and facts of loss.
  • Negotiated claim settlements and recommended litigation when claims could not be settled.

Claims Administrator

QSuper
09.2021 - 11.2021
  • Optimized case management with establishment of best practices.
  • Scan and lodge life insurance claim into system for Claims Manager review.

Loss Adjuster

Crawford & Company
04.2021 - 08.2021
  • Examined claims forms and other records to determine insurance coverage.
  • Investigated and assessed damage to property and reviewed property damage estimates.
  • Evaluated insurance policies and analyzed damages to determine coverage.
  • Documented all investigation activity and presented reports to management.
  • Drafted investigative reports covering all phases of investigation in each case.

Customer Service Consultant

Super Retail Group
10.2020 - 04.2021
  • Documented customer calls in full in CRM system to minimize confusion in future calls and facilitate complete resolutions to individual issues.
  • Offered advice and assistance to customers, paying attention to special needs or wants. Tracking customers orders and refunds.
  • Communicated with stores regarding back order availability, future inventory and special orders.
  • Price matched items.

Voluntary Worker

BlazeAid
07.2020 - 10.2020

Assisting individuals in bushfire affected areas with rebuilding their fence.

Assisting with cooking and housekeeping on BlazeAid base camp.

Claims Specialist

Suncorp
02.2020 - 07.2020
  • Lodged claim for customer while making sure claim is qualified as an insured event
  • Collected excess payment
  • Followed up with customers on unresolved issues
  • Evaluated all evidence with ultimate goal of creating positive outcomes for customer’s claims.

Customer Service Representative

Comerica Bank
09.2017 - 12.2019
  • Answered customer telephone calls promptly to avoid on-hold wait times
  • Offered advice and assistance to customers, paying attention to special needs or wants
  • Provided information to customers regarding Comerica Bank's charge card and loyalty program and helped to open and activate new accounts
  • Regularly established and exceeded daily sales and product add-on quotas
  • Regularly managed over 90 calls per day

Claims Examiner

Meridian Health Plan
01.2015 - 11.2016
  • Investigated and processed Medicare/Medicaid insurance claims for customers
  • Verified insurance coverage by telephone and online to guarantee proper reimbursement of benefits and estimate patients' financial responsibilities
  • Scanned, received and sent faxes to appropriate departments, including insurance claims, co-pay assistance information and patient documentation
  • Managed over 60 claims per day

Teller

Charter One Bank
11.2012 - 01.2015
  • Promoted products or services to each customer to consistently achieve sales targets
  • Provided high level of customer service through friendly approach, strong professionalism and timely assistance with customer transactions
  • Monitored customer behaviors and upheld strict protocols to prevent theft of assets
  • Completed highly accurate, high-volume money counts via both manual and machine-driven approaches

Customer Service Cashier

JCPenney
10.2012 - 01.2013
  • Maintained customer satisfaction while handling product returns quickly and professionally
  • Resolved customer complaints and maintained clean and tidy checkout area
  • Educated customers on promotions to enhance sales

Customer Service Cashier

Fashion Bug
09.2011 - 11.2012
  • Counted money in drawers at beginning and end of each shift to ensure amounts were correct
  • Restocked, arranged and organized merchandise in front lanes to drive product sales
  • Maintained current knowledge of store promotions and highlighted sales to customers

Education

High School Diploma -

Grosse Pointe North High School
Grosse Pointe Woods
06.2011

Bachelor of Science - Health Care Administration

University of Detroit Mercy
Detroit

Skills

  • Compliance
  • Creative problem solving
  • Good listening skills
  • Analysis skills

Timeline

Risk Manager

RHP Properties
10.2022 - Current

Virtual Property Claims Adjuster

Farmers Insurance
02.2022 - 05.2022

Claims Administrator

QSuper
09.2021 - 11.2021

Loss Adjuster

Crawford & Company
04.2021 - 08.2021

Customer Service Consultant

Super Retail Group
10.2020 - 04.2021

Voluntary Worker

BlazeAid
07.2020 - 10.2020

Claims Specialist

Suncorp
02.2020 - 07.2020

Customer Service Representative

Comerica Bank
09.2017 - 12.2019

Claims Examiner

Meridian Health Plan
01.2015 - 11.2016

Teller

Charter One Bank
11.2012 - 01.2015

Customer Service Cashier

JCPenney
10.2012 - 01.2013

Customer Service Cashier

Fashion Bug
09.2011 - 11.2012

High School Diploma -

Grosse Pointe North High School

Bachelor of Science - Health Care Administration

University of Detroit Mercy
Bria Carter