Brian Herrick

responsible for tasks related to the end to end commercial credit process. The first point of engagement for the client team and responsible for ensuring timely and consistent execution of the commercial credit process. Responsibilities include initial deal coordination, confirmation that appropriate financial statements have been submitted for a request, order and review of pre‐close due diligence, preparation of internal legal documents or engagement of the fulfillment team, validation of operational feasibility and adherence to policy, coordination of closing activities, coordination of booking with product partners, escalating and resolving client issues, and setup/scheduling/collection/monitoring of client related documentation as required by the Loan Agreement.

Selected to represent the top performing account executive at the company. Chosen due to consistent exceptional
communication, promptness, and diligence with high valued clients. Outlined and rationalized prospective borrower's creditworthiness profiles by reviewing loan applications
containing address, employment and credit report information.
Utilizing Fannie Mae and Freddie Mac conventional loan guidelines and our own internal credit policies I requested documentation accordingly to ensure the loan could be sold and information listed on the application was authentic.
Frequently aided clients in the restructuring of loans to maximize the benefit for our borrower while still adhering to
Conventional loan guidelines.

Oversaw the builder registration process for our home construction loans. Ensured each builder had the adequate
financial and project history to deliver a fully completed home for our borrower and minimize risk for our company.
Reviewed documentation submitted by builders to confirm they were building a proper home. This included water,
septic, foundation, and framing paperwork.
Administered payments to contractors according to the amount of work completed after reviewing paperwork
detailing what was done.
Resolved several contractor and borrower disputes. This was done by informing all parties what was allowable
under their signed contracts.