To obtain a position that will allow my 10 years of experience in collections and account managing to benefit a company with an opportunity for professional advancement.
Overview
9
9
years of professional experience
Work History
Assistant Credit Manager
Beacon Credit Union
Lynchburg, VA
01.2023 - 05.2024
Managed accounts, collections and credit activities for a large customer base.
Negotiated payment plans with customers in arrears or at risk of defaulting on payments.
Resolved escalated disputes between customers and the company concerning collections matters.
Identified potential areas of improvement in collections process and implemented changes accordingly.
Monitored team performance metrics such as conversion rate, average time to collect payment.
Collaborated with legal department to initiate litigation against delinquent customers when necessary.
Processed bankruptcy notices and claims also reviewed writs and warrants before trial.
Oversaw the repossession and resale of vehicles to auction.
Credit Manager
Schewels Homes Furniture
Lynchburg, VA
04.2022 - 01.2024
Ensured timely and accurate processing of all credit transactions.
Developed and maintained relationships with customers to ensure prompt payments on accounts receivable.
Monitored customer account details for non-payments, delayed payments.
Assessed customer creditworthiness based on financial reports, payment histories and other sources of information.
Collected overdue payments from customers using various methods such as phone calls, emails or letters.
Reviewed customer accounts for potential write-offs or adjustments due to inaccurate invoicing or defective merchandise returns.
Evaluated customer applications for credit limits in accordance with established guidelines.
Attended court hearings related to collection cases as needed.
Wireless Retail Consultant
U.S Cellular
Lynchburg, VA
04.2019 - 08.2021
Provided personalized customer service to ensure a positive shopping experience.
Assisted customers in selecting merchandise based on individual needs and preferences.
Organized sales floor displays to maximize visibility of products and attract customers.
Implemented strategies to increase store revenue, such as upselling and suggestive selling.
Processed payments using cash registers, credit card machines, and other POS systems.
Resolved customer complaints promptly and professionally.
Met monthly sales goals and successfully completed monthly training requirements.
Branch Account Manager
OneMain Financial
Lynchburg, VA
02.2015 - 03.2018
Managed the processing of credit applications from customers, ensuring accuracy of information provided.
Sold and solicited Personal loans to qualified customers for debt consolidation.
Reviewed potential customers credit reports, employment and housing verification.
Collected on loans 1 day to 90 days delinquent.
Used Skip tracing methods to locate past due customers.
Verified cash by balancing cash drawers and maintaining cash count records.
Education
High School Diploma -
Heritage High School
Lynchburg, VA
06-1993
Some College (No Degree) - Advertising
Central Va Community College
Lynchburg, VA
Skills
Customer Engagement
Proficient with MS Word,Ms Outlook,MS Excel, windows Operating Systems, Power Point
Credit Reports
Credit evaluations
Client Relationship Management
Sales expertise
Timeline
Assistant Credit Manager
Beacon Credit Union
01.2023 - 05.2024
Credit Manager
Schewels Homes Furniture
04.2022 - 01.2024
Wireless Retail Consultant
U.S Cellular
04.2019 - 08.2021
Branch Account Manager
OneMain Financial
02.2015 - 03.2018
High School Diploma -
Heritage High School
Some College (No Degree) - Advertising
Central Va Community College
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