Summary
Overview
Work History
Education
Skills
Certification
Timeline
Section name
Generic

Brian J Schubert

Davenport,IA

Summary

Experienced professional in commercial banking with a proven ability to increase portfolios, strengthen relationships, manage risk, and overcome challenges. Strong problem-solving skills and a proactive approach to new responsibilities. Recognized for adaptability, creativity, and a results-driven mindset. Dedicated to making impactful contributions and driving organizational success.

Overview

19
19
years of professional experience
1
1
Certification

Work History

Associate Credit Ops Analyst I

JPMorgan Chase & Co
- 11.2022
  • Moved from ATR Financial contract employee to full time JPMorgan Chase & Co employee.
  • Underwriting large commercial credit card requests.
  • Reviewing borrower’s and guarantor’s financial picture.
  • Assessing risk
  • Preparing presentations
  • Approving applications within my lending authority
  • Making recommendations.
  • Working with Relationship Managers and Business Bankers throughout the United States.
  • Cross-trained to perform annual reviews
  • Cross-trained to review and approve low-line card requests
  • Have been called upon to assume my supervisor’s role in his absence.

Underwriter

ATR International
09.2022 - 11.2022
  • Underwriting large commercial credit card requests. Contract position through December 31st, 2022. I was doing underwriting for JPMorgan Chase and was offered full-time employment with the firm in November 2022.
  • Reviewing borrower’s and guarantor’s financial picture.
  • Assessing risk
  • Preparing presentations
  • Making recommendations.

Commercial Loan Officer II

Heartland Bank & Trust
05.2022 - 07.2022
  • Cultivated new referral sources both internally and externally.
  • Daily sales calls to prospective customers and COIs.
  • Introducing myself to current customers.
  • Gathered and analyzed financial documents for loan requests.

Vice President Commercial Lender

SENB Bank
02.2015 - 12.2021
  • Collected and analyzed financial documents for commercial loan requests.
  • Collected and analyzed financial documents for yearly reviews on credits in my portfolio to monitor risk and actively manage the credit aspects of the relationship.
  • Prepared loan presentations, including financial reports.
  • Presented loan presentations to loan committee members and board members.
  • Required to make sales calls to prospective customers, current customers, and centers of influence. Averaged about twenty contacts a month. Often took other bank personnel on these calls.
  • Created and refined my own onboarding form to ensure all new and current customers were able to use all bank’s products available to them.
  • Made internal referrals to wealth management, mortgage, and retail staff.
  • Started with a portfolio of $3 million and ended around $27 million.

Loan Officer

Port Byron State Bank
05.2013 - 02.2015
  • The primary duty was commercial lending, secondary consumer lending.
  • Collected and analyzed financial documents for loan requests.
  • Prepared and presented loan presentations, including financial reports, for loan committee and board members.
  • Required to do outside sales calls to prospective customers, current customers, and centers of influence.
  • Solicited deposit business from customers and businesses along with referrals to the mortgage department.
  • Monitored risks and actively managed the credit aspects of my portfolio.
  • Started with a $2 million portfolio and ended at around $15 million.
  • The bank was sold in 2015, and my position was eliminated.

Project Manager

Vizient Manufacturing Solutions
05.2012 - 11.2012
  • Managed projects requested by John Deere, Caterpillar, etc.
  • Communicated to the customers the progress of their projects.

AVP Commercial Banking Officer

American Bank and Trust Company
03.2011 - 05.2012
  • Cultivated new referral sources both internally and externally.
  • Financial documents analyzed and prepared loan presentations for loan committee and executive committee.

Consumer Loan Officer II

American Bank and Trust Company
07.2005 - 03.2011
  • Outside business-to-business sales calls creating referral sources.
  • Referred customers to the wealth management, mortgage, retail, and commercial departments.
  • Collected financial documents and put together an analysis for loan requests.
  • Along with consumer lending, I originated and closed mortgage loans for the secondary market.
  • Organized and led branch meetings for all departments.
  • Oversaw the entire consumer loan department in my supervisor’s absences.
  • Helped develop loan policies and procedures.

Consumer Loan Officer II

Northwest Bank and Trust Company
01.2004 - 07.2005
  • Averaged over $400,000 in new volume each month.
  • Performed outside business-to-business sales calls.
  • Involved in credit card management.
  • Assumed supervisor roles in their absences.
  • Originated, followed through, and closed all types of consumer & mortgage loans.
  • Helped developed loan policies and procedures.

Education

High School -

Washington High School
Cedar Rapids, IA
01.1988

Community College - undefined

Kirkwood Community College
Cedar Rapids, IA
01.1991

Skills

  • Microsoft office
  • Team collaboration and leadership
  • Attention to detail
  • Documentation and reporting
  • Project management
  • Risk analysis
  • Regulatory compliance
  • Risk mitigation
  • Financial statements expertise
  • Verbal and written communication
  • Problem-solving
  • Excellent communication

Certification

  • ABA Understanding Financials 2016
  • ABA Commercial Credit Analysis 2019
  • ABA Commercial Lending 2020
  • ABA Commercial Credit Underwriting 2020

Timeline

Underwriter

ATR International
09.2022 - 11.2022

Commercial Loan Officer II

Heartland Bank & Trust
05.2022 - 07.2022

Vice President Commercial Lender

SENB Bank
02.2015 - 12.2021

Loan Officer

Port Byron State Bank
05.2013 - 02.2015

Project Manager

Vizient Manufacturing Solutions
05.2012 - 11.2012

AVP Commercial Banking Officer

American Bank and Trust Company
03.2011 - 05.2012

Consumer Loan Officer II

American Bank and Trust Company
07.2005 - 03.2011

Consumer Loan Officer II

Northwest Bank and Trust Company
01.2004 - 07.2005

Associate Credit Ops Analyst I

JPMorgan Chase & Co
- 11.2022

Community College - undefined

Kirkwood Community College

High School -

Washington High School

Section name

Before this I spent 10 years in mortgage lending as a loan officer and branch manager. As branch manager, hired, trained, coached, and monitored 20 mortgage originators at one time.

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