Summary
Overview
Work History
Education
Skills
Work Availability
Quote
Timeline
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Bridgett Meyers

Shelby Township,Michigan

Summary

Top-notch Underwriter with solid experience in financial services. Proficient in determining level of risk for lenders using strong mathematical and statistical skills. Conscientious and committed to adhering to standards, underwriting guidelines and authority levels. Dedicated mortgage professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.

Overview

6
6
years of professional experience

Work History

Senior Underwriter

Dignified Home Loans
08.2021 - 01.2023
  • Determined and documented loan conditions and communicated requirements and decisions.
  • Analyzed credit, income, compliance, title documents and appraisals during underwriting process.
  • Evaluated debt ratio, loan-to-value ratios, credit scores property valuations and various other factors when making underwriting decisions.
  • Followed through with borrowers, loan processors, loan originators and managed all phases of underwriting process.
  • Underwrote all forms of mortgage loans including Conventional, FHA, VA, USDA, Jumbo; Experienced in all property types including condos and manufactured homes.
  • Exceeded company set turn times for file review and maintained excellent loan quality

Senior Underwriter

United Wholesale Mortgage
11.2016 - 08.2021
  • Made decisions on acceptance, rejection or modification of loan applications
  • Guided, mentored and coached underwriters in both technical and professional skills, instilling best practice and company standards.
  • Applied knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards.
  • Verified integrity of applicants' information to minimize fraud.
  • Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.

Education

FHA Direct Endorsement -

UWM
01.2021

VA Credit Standards Course
01.2022

Skills

  • Risk Analysis, Customer service, Communication skills, Documentation review
  • Residual Incomes
  • Government Lending
  • Loan Restructuring
  • Jumbo and Super Jumbo Loans
  • Loan Product Knowledge
  • Complex Problem-Solving
  • Fraud Prevention and Detection
  • FHA Loan Processes
  • Appraisal Reports
  • Property Evaluation
  • Mortgage Lending Requirements

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote

There is a powerful driving force inside every human being that, once unleashed, can make any vision, dream, or desire a reality.
Tony Robbins

Timeline

Senior Underwriter

Dignified Home Loans
08.2021 - 01.2023

Senior Underwriter

United Wholesale Mortgage
11.2016 - 08.2021

FHA Direct Endorsement -

UWM

VA Credit Standards Course

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Bridgett Meyers