Summary
Overview
Work History
Education
Skills
Languages
Timeline
Hobbies and Interests
Generic

Brigit Greenberger

Pickens

Summary

Professional with expertise in commercial loan underwriting and a strong foundation in business operations. Proven ability to make timely, effective decisions that drive results and enhance organizational efficiency. Recognized as a collaborative team player, committed to fostering positive relationships and achieving shared goals.

Overview

38
38
years of professional experience

Work History

Freelance business consultation and accounting services

01.2006 - Current
  • Support small business: prepare financial reports for business owners and tax specialists, prepare worker comp and general liability audits, prepare bank loan application packages and coordinate loan process with lending institutions when needed.

Commercial Loan Underwriter

Truckee River Bank, Bank of the West, US Bank
01.1994 - 01.2012
  • Positions held: AVP Construction Loan Underwriter, VP Commercial Loan Underwriter, VP Secondary Market SBA Loan Underwriter, VP Private Banking Loan Underwriter
  • Specific duties:
  • Engage with clients to assess short-term investment needs, efficiently originate, and actively monitor overnight investment products.
  • Consult with clients to evaluate business operations and tailor banking and lending solutions to meet their needs.
  • Mitigated losses by proactively identifying and addressing risks during the initial loan application review.
  • Assess loan applications to determine borrower creditworthiness and loan eligibility
  • Protected bank assets by thoroughly verifying applicant income, employment history, credit reports, and collateral valuations.
  • Analyze risk factors to make informed decisions on loan approvals or denials.
  • Prepare detailed credit approval reports for loan committee review and approval.
  • Conduct comprehensive annual loan portfolio reviews to ensure compliance with bank policies and optimize performance.
  • Ensure loan applications adhere to regulatory standards and internal bank policies.
  • Present credit approval requests to the loan committee, articulating risk assessments and recommendations.
  • Partner with the loan closing team to ensure proper collateral perfection (e.g., liens filed, titles cleared) prior to loan finalization, verifying that closing documents align with credit approval terms.
  • Engage in continuous professional development to stay current on industry best practices and regulatory changes.

Commercial Loan Underwriter

Chase AMP Bank, ANZ Banking Group
01.1988 - 01.1993
  • Positions held: Money Market Specialist, Commercial Lending underwriter

Education

Bachelor of Economics -

University of Tasmania
12.1987

Skills

  • Quickbooks
  • Excel
  • Word
  • Fast learner
  • Punctual
  • Time management
  • Effective communicator
  • Construction specific accounting
  • Teamwork and collaboration
  • Problem-solving
  • Friendly, positive attitude
  • Attention to detail
  • Flexible and adaptable
  • Dependable and responsible
  • Multitasking Abilities

Languages

German
Limited Working

Timeline

Freelance business consultation and accounting services

01.2006 - Current

Commercial Loan Underwriter

Truckee River Bank, Bank of the West, US Bank
01.1994 - 01.2012

Commercial Loan Underwriter

Chase AMP Bank, ANZ Banking Group
01.1988 - 01.1993

Bachelor of Economics -

University of Tasmania

Hobbies and Interests

Spending time with family, Volunteering, Gardening, Bible study, Hiking, Reading, Music