Persistent leader, eager to lead and grow organizations. Skilled in strategic planning, problem-solving, and communication. Educated in understanding business principles, project management and team leadership. Seeking a managerial role within a solid organization, to leverage experience and abilities to supervise team functions.
Overview
15
15
years of professional experience
Work History
Claim Representative
Travelers Insurance
07.2022 - Current
Delivers consistent quality service throughout the claim life cycle, including but not limited to prompt contact, explaining the process, setting expectations, on-going communication, follows-through and meeting commitments to achieve optimal outcome on every file.
Coverage Analysis: Reviews and analyzes coverage and applies policy conditions, provisions, exclusions and endorsements for Auto Damage only claims in assigned jurisdictions.
Addresses proper application of any deductibles and verifies benefits available and coverage limits that will apply.
Investigation/Evaluation: Investigates each claim to obtain relevant facts necessary to determine coverage, causation, extent of liability/establishment of negligence, damages, contribution potential and exposure with respect to the various coverages provided through prompt contact with appropriate parties.
Policyholders, accounts, claimants, law enforcement agencies, witnesses, agents, etc.) Takes recorded statements as necessary.
Recognizes and requests appropriate inspection types based on the details of the loss and coordinates the appraisal process.
Maintains oversight of the repair process and ensures appropriate expense handling.
Refers claims beyond authority as appropriate based on exposure and established guidelines.
Recognizes and forwards appropriate files to subject matter experts (i.e., Subrogation, SIU, Property, Adverse Subrogation, etc.).
Reserving: Establishes timely and maintains appropriate claim and expense reserves.
Manages file inventory and expense reserves by utilizing an effective diary system, documenting claim file activities to resolve claim in a timely manner.
Negotiation/Resolution: Determines settlement amounts based upon appraisal estimate, negotiates and conveys claim settlements within authority limits to insureds and claimants.
As appropriate, writes denial letters, Reservation of Rights and other necessary correspondence to insureds and claimants.
Followed up with customers on unresolved issues.
Provide support to other parts of Auto Line of Business (e.g., Total Loss, Salvage, etc.) when needed.
Reduced fraudulent claims by conducting thorough investigations and verifying information accurately.
Implemented client feedback into daily tasks, resulting in a higher level of satisfaction and trust from policyholders.
Founder & CEO
Beauxtiful Skin
08.2020 - Current
Built business from the ground up, to provide affordable and luxurious handmade organic skincare products.
Achieved long-term sustainability for the organization through responsible decision-making processes grounded in ethics.
Identified business development challenges and customer concerns for proactive resolution.
Oversaw marketing, advertising and new product development.
Drove revenue growth by launching new products and services that met customer demands.
Secured sufficient funds to cover business obligations by tracking expenses and budgeting accurately.
Created and monitored promotional approaches to increase sales and profit levels.
Implemented data-driven decision-making processes to improve overall business performance.
Formulated and executed strategic initiatives to improve product offerings.
Established and maintained strong relationships with customers, vendors and strategic partners.
Prepared annual budgets with controls to prevent overages.
Delivered services to customer locations within specific timeframes.
Used strong analytical and problem-solving skills to develop effective solutions for challenging situations.
Used critical thinking to break down problems, evaluate solutions and make decisions.
Excellent communication skills, both verbal and written.
Self-motivated, with a strong sense of personal responsibility.
Drove profitability with thorough financial analysis and strategic decision making.
Unit Clerical Assistant
Texas Children's Hospital- PICU
01.2014 - 06.2022
Maintain the accuracy and security of confidential patient health records (HIPPA).
Perform various clerical duties relating to the updating and organizing of information on the nursing units.
Maintenance tasks relating to medical records, chart order, chart accuracy and chart current data.
Answer the telephone in a professional manner; direct calls to appropriate individuals and/or take messages.
Appointment Scheduling.
Patient Registration.
Accurately file charge capture(s) to patient account for services provided by the physician.
Stock unit with office and medical supplies weekly; prepare requisitions to maintain established inventories.
Fax, scan, email, and photocopy information as needed.
Coordinate specific work tasks with other personnel within the unit as well as within other units, and departments in order to ensure the smooth and efficient flow of information.
Respond to inquiries relating to the employee's particular area within given time frames and within established policy.
Participate in computer training and assume gradually increasing computer-related responsibilities.
Time keeping (track clock in and out times, vacation, and sick leave).
Assist with schedule balancing for ancillary staff.
Float to other units as a resource when needed.
Orient new hire ancillary staff to the department.
Admit/transfer/discharge (track patient movement throughout the unit, and notify appropriate personnel in a timely manner.
Provide exceptional customer service as the first point of contact upon entering the unit.
Managed inventory and ordered supplies as needed, reducing costs through diligent monitoring of available resources.
Ensured accuracy in data entry tasks, resulting in improved record-keeping and reduced errors.
Scheduled office equipment repair and maintenance to extend equipment lifespan and prevent unplanned downtime.
Mentored, trained and supported new staff members in office policies and procedures.
Lead Bank Teller
Wells Fargo
02.2009 - 10.2014
Assisted in training new tellers on bank processes and procedures.
Provided guidance to other tellers when needed.
Maintained customer records, including account information and transaction history.
Ensured compliance with all banking regulations and policies.
Processed deposits, withdrawals, transfers, loan payments, and check cashing transactions accurately and efficiently.
Balanced cash drawers daily and maintained accurate records of transactions.
Monitored ATM machines for any malfunctions or discrepancies.
Resolved customer issues or referred them to the appropriate department for resolution.
Performed fraud detection duties by recognizing suspicious activity in customer accounts.
Conducted research into customer inquiries regarding account balances, fees, interest rates.
Identified opportunities to cross-sell products such as savings accounts or credit cards to customers.
Developed relationships with customers by providing exceptional service in a friendly manner.
Verified identification of customers before processing transactions or opening new accounts.
Input data accurately into the bank's computer system following established guidelines.
Handled cash transactions, balanced cash drawers, performed loan payments and issued cashier's checks.
Served large number of customers during high volume shifts and remained composed and professional in stressful situations.
Balanced bank's vault of daily cash for withdrawals and deposits.
Adhered to strict guidelines regarding financial and customer data to avoid breaches and information misuse.
Balanced daily cash deposits and vault inventory with zero error rate.
Led team of tellers to exceed sales goals through cross-selling products and services.
Oversaw teller staff scheduling to maintain appropriate coverage during business hours.
Conducted regular audits of teller cash drawers, ensuring proper handling procedures were followed at all times.
Maintained friendly and professional customer interactions.
Lead Teacher, Biology & Biomedical Science at Sheldon Independent School DistrictLead Teacher, Biology & Biomedical Science at Sheldon Independent School District