Results-driven professional with extensive experience in delivering exceptional customer service across various sectors. Proven ability to manage high-volume inquiries, resolve billing discrepancies, and ensure a positive customer experience. Adept at handling complex issues with precision and empathy, maintaining strict confidentiality, and adhering to regulatory standards. Skilled in cross-departmental collaboration, managing documentation, and providing accurate and timely solutions. Committed to enhancing customer satisfaction through effective communication, problem-solving, and a proactive approach to service excellence. Demonstrates a strong commitment to operational efficiency and continuous improvement in customer service.
VirtForce member and AD military spouse
Overview
6
6
years of professional experience
Work History
Loan Servicing Specialist
Blue Ridge Bank, N. A
Kilmarnock, VA
08.2021 - 03.2023
Managed Loan Accounts: Oversaw and processed loan accounts throughout their lifecycle, including data entry from loan documents to accurately book, fund, and maintain loans.
Accurate Payment Processing: Processed loan payments with precision and reconciled accounts to identify and resolve discrepancies, ensuring financial accuracy.
Regulatory Compliance: Ensured strict adherence to regulatory requirements and internal bank policies, maintaining compliance across all loan transactions.
Cross-Department Coordination: Collaborated with various departments to streamline loan processing and resolve complex issues, enhancing overall operational efficiency.
Handled Inquiries: Addressed routine and complex inquiries from customers, title companies, and vendors daily, providing effective solutions and exceptional service.
Document Management: Scanned, uploaded, and organized loan and related documents in the system, ensuring accurate record-keeping and easy retrieval.
Loan Record Maintenance: Filed and maintained comprehensive loan records, supporting accurate documentation and audit readiness.
Customer Service Excellence: Delivered prompt and knowledgeable solutions to resolve customers' loan service issues, improving satisfaction and retention.
Form Creation and Management: Developed and managed forms for loan booking, document merging, collateral tracking, and FHLB requirements, streamlining administrative processes.
Certificate Processing: Prepared and processed Certificates of Satisfaction, ensuring timely and accurate documentation of loan fulfillment.
Procedural Documentation: Wrote and edited procedural documents to enhance clarity and consistency in loan servicing processes.
Retail Banker
Virginia Commonwealth Bank
White Stone, VA
11.2019 - 08.2021
Boosted Sales and Portfolio Growth: Drove branch sales and portfolio expansion by effectively recommending tailored financial products to prospective customers, resulting in increased revenue.
Documented New Accounts: Accurately completed and processed documentation for new accounts, ensuring compliance with bank policies and regulatory procedures.
Enhanced Community Presence: Supported and managed promotional activities to elevate the bank's visibility and reputation within the local community, contributing to increased customer engagement.
Provided Comprehensive Customer Service: Delivered exceptional customer service by handling diverse tasks, including operating money counters, balancing and replenishing ATMs, managing accounts, and facilitating new account openings.
Ensured Facility Security: Promoted security by monitoring customer behaviors, adhering to established protocols, and safeguarding both individuals and bank assets.
Managed Cash and Inventory: Balanced daily cash deposits and managed vault inventory, maintaining accurate financial records and ensuring operational efficiency.
Ensured Regulatory Compliance: Adhered to federal regulations by accurately completing and filing BSA-related forms, including CTRs, hold notices, and Suspicious Activity Reports.
Improved Documentation Processes: Developed and implemented forms that enhanced information accuracy, streamlined data entry and retrieval, and improved communication with customers.
Contributed to Managerial Reporting: Performed various tasks and projects, including preparing detailed managerial monthly reports to support strategic decision-making.
Office Assistant
Huntsville Emergency Medical Services Inc.
Huntsville, AL
12.2016 - 03.2019
Resolved Patient Inquiries: Proactively communicated with patients to resolve inquiries and address billing questions, providing clear explanations and ensuring satisfaction.
Managed Document Processing: Scanned and accurately attached paperwork to corresponding electronic patient records, ensuring data integrity and compliance.
Data Entry and Retrieval: Operated computer systems for data entry and retrieval, handling patient information, correspondence, and collection activities with high accuracy.
File Maintenance: Organized and maintained office files, including PCS forms and correspondence, streamlining record-keeping and retrieval processes.
Records Request Handling: Efficiently processed records requests, including legal documentation for attorneys, ensuring timely and accurate fulfillment.
Billing Support: Assisted in gathering necessary paperwork and information to support manual billing processes, contributing to efficient financial operations.
Documentation Creation and Updates: Developed, prepared, and maintained documentation for business processes, systems operations, and technical procedures, updating materials to reflect changes accurately.
Customer Service: Provided exceptional service by greeting patients in person and on the phone, addressing inquiries, and directing them to appropriate resources.
Confidentiality Management: Ensured patient privacy by strictly adhering to confidentiality protocols and protecting sensitive health information.
Education
Some College (No Degree) - Certificate EMT-B in Emergency Medical Services
Calhoun Community College
Tanner, AL
07-2013
High School Diploma -
Sparkman High School
Harvest, AL
05-2005
BS in Business Administration
Southern New Hampshire University
Hooksett, NH
Skills
Confidentiality Management
Billing Support
File Organization
Inquiry Resolution
Data Entry and Retrieval
Documentation Improvement
Form Creation and Management
Account Management
Accurate Payment Processing
Regulatory Knowledge and Compliance
Cross-Department Coordination
Customer Service Excellence
Procedural Documentation and Managerial Reporting
Effective Communication and Problem-Solving
Attention to Detail
Self-Management and Prioritization
Ability to Handle High Call Volumes
References
References available upon request.
Timeline
Loan Servicing Specialist
Blue Ridge Bank, N. A
08.2021 - 03.2023
Retail Banker
Virginia Commonwealth Bank
11.2019 - 08.2021
Office Assistant
Huntsville Emergency Medical Services Inc.
12.2016 - 03.2019
Some College (No Degree) - Certificate EMT-B in Emergency Medical Services
Calhoun Community College
High School Diploma -
Sparkman High School
BS in Business Administration
Southern New Hampshire University
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