Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
15
15
years of professional experience
Work History
Mortgage Consultant
M&T Bank
Buffalo, New York
03.2019 - 09.2020
Explained different types of loans pertaining to client situations.
Reviewed loan files and updated to match current standards.
Fielded customer complaints and provided solutions.
Planned and dealt with payment schedules.
Handled customer complaints with relative ease by conducting research, listening carefully and taking appropriate action.
Explained very technical financial information to applicants in easy to understand language.
Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
Established plans and payoffs for customers' loans, prioritizing control of overall costs.
Collections Agent
First Source Advantage
Buffalo , New York
01.2016 - 03.2019
Persistently reached out to customers with extremely past due accounts to recover lost revenue.
Negotiated with account holders to devise repayment plans and minimize collections receivables.
Reached out to account holders daily.
Complied with fair debt practices and regulatory guidelines and kept current with changing regulations.
Managed past due collection calls, skip tracing, outside collections agency coordination and litigation activities.
Trained new collections representatives on collections processes and incentivized team members to achieve production goals.
Negotiated to collect balance in full.
Delivered exceptional customer service on collection calls and maintained calm and professional demeanor.
Processed payments and applied to customer balances.
Achieved performance goals on consistent basis.
Maintained high volume of calls and met demands of busy and productive group.
Worked in call center environment handling manual and automatically dialed outbound calls.
Recorded all information regarding financial status of customers.
Used probing techniques to determine debtors' reasons for delinquency.
Used scripted conversation prompts to convey current account information and obtain payments.
Bartender
Crabapples Micro Brewery
Buffalo, New York
09.2015 - 01.2016
Kept bar presentable and well-stocked to meet customer needs.
Performed opening and closing duties, printing sales reports, setting up for incoming shift, preparing cash drawers and taking inventory.
Organized bar inventory and storage procedures to keep stock within optimal levels and meet expected customer demands.
Followed alcohol awareness procedures for preventing excessive guest intoxication.
Set up bar for operation, obtained cash bank and stocked service bar.
Kept alcoholic beverages well-stocked and organized to meet expected demands.
Adhered to state laws regarding alcoholic beverage services and customer regulations.
Polished glassware, bussed tables and removed debris to keep customer areas clean.
Maintained secure cash drawers, promptly resolving discrepancies in daily totals.
Operated efficiently in high-volume setting to prepare and serve customers.
Trained new bartenders on drink preparation, product promotion, garnish preparation and sanitation protocol.
Beauty Distributor
A&A Beauty Supply
Buffalo , New York
03.2015 - 08.2015
Created pricing schedules and determined discount rates.
Used excellent listening and problem-solving skills to work with customers and quickly resolve concerns.
Displayed products properly at customer sites and according to company specifications and policies.
Stayed in open communication with existing customers to offer immediate access to new products.
Provided Education on products, techniques to ensure clientele properly orchestrates said product/ service.
Identified customers' needs and provided information on appropriate products in effort to promote cross-selling.
Processed payments, made change and provided receipts.
Server
The Chocolate Bar
Buffalo, NY
07.2013 - 08.2015
Cultivated warm relationships with regular customers.
Worked with POS system to place orders, manage bills and handle complimentary items.
Explained menu items and suggested appropriate options for food allergy concerns.
Bussed and reset tables to keep dining room and work areas clean.
Kept updated knowledge of menu and promotions, recommending specific items according to preferences and food allergies.
Organized and replenished supplies at food stations to optimize team performance.
Greeted incoming guests and managed accurate seating based on customer desires and server loads.
Kept register accurate through correct billing, payment processing and cash management practices.
Conferred with cooks to produce accurate orders, verifying accuracy prior to delivery.
Used slow periods to restock supplies, ice, trays and delivery bags.
Collaborated with bar staff to complete alcoholic beverage orders for guests in dining areas.
Applied comprehensive knowledge of wine, cider and beer to increase daily beverage sales.
Food Server
Jacobis Italian Restaurant
Buffalo, NY
08.2011 - 12.2012
Cultivated warm relationships with regular customers.
Explained menu items and suggested appropriate options for food allergy concerns.
Elevated customer satisfaction through followup and enthusiastic customer service.
Kept updated knowledge of menu and promotions, recommending specific items according to preferences and food allergies.
Ensured Food was prepared and fully stocked for current and future shifts.
Hostessing duties as well as serving
Receptionist
Golds Gym
Hamburg, NY
03.2011 - 11.2011
Greeted incoming visitors and customers professionally and provided friendly, knowledgeable assistance.
Kept reception area clean and neat to give visitors positive first impression.
Confirmed appointments, communicated with clients and updated client records.
Answered central telephone system and directed calls accordingly.
Resolved customer problems and complaints.
Responded to inquiries from callers seeking information.
Restocked supplies and placed purchase orders to maintain adequate stock levels.
Checked-in visitors, distributed visitor badges and managed logbooks to comply with security initiatives.
Pizza Delivery Driver
Anjons Pizzeria
Orchard Park, NY
06.2009 - 08.2011
Interacted professionally with customers in person or by phone and acted with sense of urgency to drive positive customer experience.
Processed payments by accepting cash, checks and credit and debit card payments.
Verified orders prior to completing deliveries to avoid customer complaints.
Planned optimal routes to deliver multiple orders per trip and achieve strong performance ratings.
Followed delivery procedures such as remaining alert and aware of surroundings, learning delivery area and checking orders for quality and accuracy to promote food and service quality.
Met promised delivery times consistently by using GPS software to spot and avoid traffic delays.
Collaborated with team members and contributed to team efforts by supporting other workstations during shift.
Served customers promptly by smoothly collecting and delivering high volume of orders.
Dietary Aide
Autumn View Healthcare Facility
Hamburg, NY
08.2006 - 06.2009
Served meals to residents in accordance with established schedules and dietary procedures.
Washed plates, cups, serving and eating utensils and kitchen equipment in commercial dishwasher.
Maintained strict levels of cleanliness for tables, floors and prep areas.
Cleared tables and removed dishes, trays and utensils from dining room to dishwashing area.
Delivered nourishment and supplements to nurse station for distribution to specific residents.
Upheld efficiency of meal services by pre-setting tables before patients arrived.
Distributed food during busy peak periods to drive customer satisfaction.
Education
High School Diploma -
Continental School of Beauty Culture - West Seneca
Buffalo, NY
05.2012
Skills
Referral Network Development
Complaint Handling
Debt Determination
Terms Definition
Payment Plans
Customer Satisfaction
Customer Inquiries
Payoff Planning
Payment Collection
Timeline
Mortgage Consultant
M&T Bank
03.2019 - 09.2020
Collections Agent
First Source Advantage
01.2016 - 03.2019
Bartender
Crabapples Micro Brewery
09.2015 - 01.2016
Beauty Distributor
A&A Beauty Supply
03.2015 - 08.2015
Server
The Chocolate Bar
07.2013 - 08.2015
Food Server
Jacobis Italian Restaurant
08.2011 - 12.2012
Receptionist
Golds Gym
03.2011 - 11.2011
Pizza Delivery Driver
Anjons Pizzeria
06.2009 - 08.2011
Dietary Aide
Autumn View Healthcare Facility
08.2006 - 06.2009
High School Diploma -
Continental School of Beauty Culture - West Seneca