Summary
Overview
Work History
Education
Skills
Timeline
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Brittany Kubik

Hamburg,NY

Summary

Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Overview

15
15
years of professional experience

Work History

Mortgage Consultant

M&T Bank
Buffalo, New York
03.2019 - 09.2020

Explained different types of loans pertaining to client situations.

  • Reviewed loan files and updated to match current standards.
  • Fielded customer complaints and provided solutions.
  • Planned and dealt with payment schedules.
  • Handled customer complaints with relative ease by conducting research, listening carefully and taking appropriate action.
  • Explained very technical financial information to applicants in easy to understand language.
  • Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
  • Established plans and payoffs for customers' loans, prioritizing control of overall costs.

Collections Agent

First Source Advantage
Buffalo , New York
01.2016 - 03.2019
  • Persistently reached out to customers with extremely past due accounts to recover lost revenue.
  • Negotiated with account holders to devise repayment plans and minimize collections receivables.
  • Reached out to account holders daily.
  • Complied with fair debt practices and regulatory guidelines and kept current with changing regulations.
  • Managed past due collection calls, skip tracing, outside collections agency coordination and litigation activities.
  • Trained new collections representatives on collections processes and incentivized team members to achieve production goals.
  • Negotiated to collect balance in full.
  • Delivered exceptional customer service on collection calls and maintained calm and professional demeanor.
  • Processed payments and applied to customer balances.
  • Achieved performance goals on consistent basis.
  • Maintained high volume of calls and met demands of busy and productive group.
  • Worked in call center environment handling manual and automatically dialed outbound calls.
  • Recorded all information regarding financial status of customers.
  • Used probing techniques to determine debtors' reasons for delinquency.
  • Used scripted conversation prompts to convey current account information and obtain payments.

Bartender

Crabapples Micro Brewery
Buffalo, New York
09.2015 - 01.2016
  • Kept bar presentable and well-stocked to meet customer needs.
  • Performed opening and closing duties, printing sales reports, setting up for incoming shift, preparing cash drawers and taking inventory.
  • Organized bar inventory and storage procedures to keep stock within optimal levels and meet expected customer demands.
  • Followed alcohol awareness procedures for preventing excessive guest intoxication.
  • Set up bar for operation, obtained cash bank and stocked service bar.
  • Kept alcoholic beverages well-stocked and organized to meet expected demands.
  • Adhered to state laws regarding alcoholic beverage services and customer regulations.
  • Polished glassware, bussed tables and removed debris to keep customer areas clean.
  • Maintained secure cash drawers, promptly resolving discrepancies in daily totals.
  • Operated efficiently in high-volume setting to prepare and serve customers.
  • Trained new bartenders on drink preparation, product promotion, garnish preparation and sanitation protocol.

Beauty Distributor

A&A Beauty Supply
Buffalo , New York
03.2015 - 08.2015
  • Created pricing schedules and determined discount rates.
  • Used excellent listening and problem-solving skills to work with customers and quickly resolve concerns.
  • Displayed products properly at customer sites and according to company specifications and policies.
  • Stayed in open communication with existing customers to offer immediate access to new products.
  • Provided Education on products, techniques to ensure clientele properly orchestrates said product/ service.
  • Identified customers' needs and provided information on appropriate products in effort to promote cross-selling.
  • Processed payments, made change and provided receipts.

Server

The Chocolate Bar
Buffalo, NY
07.2013 - 08.2015
  • Cultivated warm relationships with regular customers.
  • Worked with POS system to place orders, manage bills and handle complimentary items.
  • Explained menu items and suggested appropriate options for food allergy concerns.
  • Bussed and reset tables to keep dining room and work areas clean.
  • Kept updated knowledge of menu and promotions, recommending specific items according to preferences and food allergies.
  • Organized and replenished supplies at food stations to optimize team performance.
  • Greeted incoming guests and managed accurate seating based on customer desires and server loads.
  • Kept register accurate through correct billing, payment processing and cash management practices.
  • Conferred with cooks to produce accurate orders, verifying accuracy prior to delivery.
  • Used slow periods to restock supplies, ice, trays and delivery bags.
  • Collaborated with bar staff to complete alcoholic beverage orders for guests in dining areas.
  • Applied comprehensive knowledge of wine, cider and beer to increase daily beverage sales.

Food Server

Jacobis Italian Restaurant
Buffalo, NY
08.2011 - 12.2012
  • Cultivated warm relationships with regular customers.
  • Explained menu items and suggested appropriate options for food allergy concerns.
  • Elevated customer satisfaction through followup and enthusiastic customer service.
  • Kept updated knowledge of menu and promotions, recommending specific items according to preferences and food allergies.
  • Ensured Food was prepared and fully stocked for current and future shifts.
  • Hostessing duties as well as serving

Receptionist

Golds Gym
Hamburg, NY
03.2011 - 11.2011
  • Greeted incoming visitors and customers professionally and provided friendly, knowledgeable assistance.
  • Kept reception area clean and neat to give visitors positive first impression.
  • Confirmed appointments, communicated with clients and updated client records.
  • Answered central telephone system and directed calls accordingly.
  • Resolved customer problems and complaints.
  • Responded to inquiries from callers seeking information.
  • Restocked supplies and placed purchase orders to maintain adequate stock levels.
  • Checked-in visitors, distributed visitor badges and managed logbooks to comply with security initiatives.

Pizza Delivery Driver

Anjons Pizzeria
Orchard Park, NY
06.2009 - 08.2011
  • Interacted professionally with customers in person or by phone and acted with sense of urgency to drive positive customer experience.
  • Processed payments by accepting cash, checks and credit and debit card payments.
  • Verified orders prior to completing deliveries to avoid customer complaints.
  • Planned optimal routes to deliver multiple orders per trip and achieve strong performance ratings.
  • Followed delivery procedures such as remaining alert and aware of surroundings, learning delivery area and checking orders for quality and accuracy to promote food and service quality.
  • Met promised delivery times consistently by using GPS software to spot and avoid traffic delays.
  • Collaborated with team members and contributed to team efforts by supporting other workstations during shift.
  • Served customers promptly by smoothly collecting and delivering high volume of orders.

Dietary Aide

Autumn View Healthcare Facility
Hamburg, NY
08.2006 - 06.2009
  • Served meals to residents in accordance with established schedules and dietary procedures.
  • Washed plates, cups, serving and eating utensils and kitchen equipment in commercial dishwasher.
  • Maintained strict levels of cleanliness for tables, floors and prep areas.
  • Cleared tables and removed dishes, trays and utensils from dining room to dishwashing area.
  • Delivered nourishment and supplements to nurse station for distribution to specific residents.
  • Upheld efficiency of meal services by pre-setting tables before patients arrived.
  • Distributed food during busy peak periods to drive customer satisfaction.

Education

High School Diploma -

Continental School of Beauty Culture - West Seneca
Buffalo, NY
05.2012

Skills

  • Referral Network Development
  • Complaint Handling
  • Debt Determination
  • Terms Definition
  • Payment Plans
  • Customer Satisfaction
  • Customer Inquiries
  • Payoff Planning
  • Payment Collection

Timeline

Mortgage Consultant

M&T Bank
03.2019 - 09.2020

Collections Agent

First Source Advantage
01.2016 - 03.2019

Bartender

Crabapples Micro Brewery
09.2015 - 01.2016

Beauty Distributor

A&A Beauty Supply
03.2015 - 08.2015

Server

The Chocolate Bar
07.2013 - 08.2015

Food Server

Jacobis Italian Restaurant
08.2011 - 12.2012

Receptionist

Golds Gym
03.2011 - 11.2011

Pizza Delivery Driver

Anjons Pizzeria
06.2009 - 08.2011

Dietary Aide

Autumn View Healthcare Facility
08.2006 - 06.2009

High School Diploma -

Continental School of Beauty Culture - West Seneca
Brittany Kubik