Implemented and enforced policies and procedures to maintain properties to highest standards.
Monitor and track payments and expenses, providing timely and accurate financial reports.
Work with maintenance staff to complete timely repairs and enhancements.
Conducts regular inspections to identify needed improvements and maintain highest standards.
Maintains knowledge on lease and renewal rates to advocate for appropriate changes.
Conducts regular inspections of both interior and exterior of properties for damage.
Establishes strategic partnerships with relevant organizations, expanding the reach of the community and generating new opportunities for collaboration.
Works closely with clients to facilitate appropriate loans, inspections, and credit reports.
Develops annual operating budgets and forecasts, as well as sales and marketing plans.
Addresses and resolved tenant complaints and inquiries, maintaining high satisfaction.
Creates policies and procedures for successful community management.
Monitor's community activities and maintains compliance with relevant laws, regulations and codes.
Resolves problems, improves operations and provides exceptional service.
Continuously assesses community goals and objectives, making data-driven decisions to align strategies with overall organizational priorities.
Manages time efficiently in order to complete all tasks within deadlines.
Credit Analyst
ARM Management
08.2022 - 08.2023
Streamlined the loan approval process for faster results by implementing an efficient credit scoring system.
Monitored credit accounts routinely to identify and mitigate issues and prevent losses.
Enhanced customer relationships through effective communication of complex financial information, contributing to loyalty and retention.
Performed credit reviews on corporations to assess financial conditions.
Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
Reviewed and approved or denied credit applications to keep organization profitable by making informed lending decisions.
Participated in loan committee meetings to provide input on lending processes.
Assessed credit risk and analyzed financial statements.
Reduced delinquency rates with proactive monitoring of clients'' credit performance and timely communication.
Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
Worked well in a team setting, providing support and guidance.
Mortgage Loan Officer Assistant
KeyBank
06.2020 - 08.2022
Provided professional advice on loan applications by interviewing applicants, reviewing applications and verifying information gathered.
Increased client satisfaction by providing exceptional customer service throughout the loan process.
Continuously expanded knowledge of various mortgage products and lending guidelines to provide clients with the best possible solutions for their needs.
Managed a pipeline of mortgage applications, maintaining accuracy and prioritizing urgent cases.
Communicated acceptance or rejection to applicants via mail, email, telephone or personal consultations.
Maintained referral pipeline by reaching out regularly to real estate agents, referral partners, and past clients.
Verified credit histories, personal references and employment backgrounds for each applicant.
Reviewed and validated details of loan applications and closing documentation.
Streamlined communication between underwriters and loan officers, resulting in improved turnaround times.
Reduced errors in submitted applications by meticulously reviewing documents for completeness and accuracy before submission to underwriting departments.
Worked with Loan Officer to create application profile in system and review key information at various stages within process.
Junior Underwriter
Parkside Lending
05.2019 - 06.2020
Built strong relationships with lenders, brokers and clients for constructive communications.
Negotiated terms and conditions of coverage with clients to acquire maximum profitability.
Ensured accuracy of borrower documentation through rigorous attention to detail during the verification process.
Streamlined the loan decision-making process by effectively managing workload and consistently meeting deadlines.
Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
Contributed to a positive work environment by actively participating in team meetings and offering constructive feedback on process improvements.
Proved successful working within tight deadlines and a fast-paced environment.
Branch Manager
BlueOx Credit Union
06.2017 - 05.2019
Increased branch profitability by implementing cost-saving measures and streamlining operational processes.
Developed a high-performing team through targeted recruitment, training, and performance management initiatives.
Improved customer satisfaction ratings by enhancing service quality and resolving member issues promptly.
Implemented effective sales strategies to achieve branch targets and exceed expectations consistently.
Oversaw daily operations for streamlined efficiency, ensuring timely execution of tasks and optimal resource allocation.
Managed branch financials including budgeting, forecasting, and expense tracking for accurate reporting and decision-making support.
Enhanced staff competency with regular training sessions, boosting productivity levels across the branch operations.
Evaluated employee performance regularly through appraisals and feedback sessions to facilitate continuous development of skills and knowledge base within the team.
Maintained friendly and professional member interactions.
Examined member loan applications for loan approvals and denials.