Brittey L VanSchoyck
Horseshoe Bay,TX
Summary
Accomplished mortgage professional with 15 years of experience in Sales, Processing and Underwriting residential home construction loans, credit review, and closing condition satisfaction analysis. Expert knowledge of loan product guidelines and investor requirements. Comprehensive knowledge of secondary markets, legal, regulatory, economic, competitive, and technological environments which potentially affect lending programs. Open and clear communicator with demonstrated strategic vision and disciplined execution.
Overview
10
10
years of professional experience
Work History
Project Manager
Buckhorn Ranch Builder
02.2021 - Current
- Met project deadlines without sacrificing build quality or workplace safety.
- Established effective communication among team members for enhanced collaboration and successful project completion.
- Managed construction projects from inception to completion, ensuring timely delivery and budget adherence.
- Achieved sales goals and service targets by cultivating and securing new customer relationships.
Senior Mortgage Loan Processor
Carrington Mortgage
10.2019 - 01.2021
- Team leader and subject matter liaison on procedure and departmental changes.
- Evaluated and simplified conditions communicating requirements to all parties.
- Worked under strict guidelines for data integrity and phone monitoring with success.
- Resolved conflicts and negotiated mutually beneficial agreements between parties.
Underwriter I
Lennar
03.2017 - 12.2018
- Ensured compliance with company policies, Underwriting guidelines and lending-program requirements. Gained extensive experience in underwriting new construction, FNMA, FHLMC, FHA and VA loans.
- Collaborator with Secondary and Mortgage Consultant to leveraged knowledge of loan products to help "saving" deals and restructuring of loan scenario's to minimize cancellation and fall out.
- Underwrote challenging loan applications (e.g., Jumbo, High balance, non-conforming, self-employed, foreign credit and assets).
Senior Account Processor II
LoanDepot
06.2015 - 01.2017
- Analyzed and reviewed collateral documents, credit, and closing stipulations of loan files to process purchase, conventional and government loans.
- Ensured loans conform to specific program, compliance, due diligence, and industry requirements.
- Managed document control by reviewing files, deadlines, records, and other documents to ensure accuracy.
- Demonstrated top-level negotiation strategies combined with an unwavering commitment to excellence and customer satisfaction.
Education
Arizona School of Real Estate And Business
Licenses -
Skills
- Construction to Permanent
- Purchase loans
- Manual Underwriting
- Income, Credit & Debt Analysis
- Risk Management
- Sales and Negotiation
Timeline
Project Manager
Buckhorn Ranch Builder
02.2021 - Current
Senior Mortgage Loan Processor
Carrington Mortgage
10.2019 - 01.2021
Underwriter I
Lennar
03.2017 - 12.2018
Senior Account Processor II
LoanDepot
06.2015 - 01.2017
Arizona School of Real Estate And Business
Licenses -
Accomplishments
- Proficient in Trid regulations, SFR 4000.1 handbook, FHA Connection, DU and LP.
- Awarded for funding turn times exceeding company goals.
- Spearheaded program with title company to secure insurance bond for mortgage loans.
Similar Profiles
Anthony GrantAnthony Grant
Lead Line Cook at Buckhorn SteakhouseLead Line Cook at Buckhorn Steakhouse
Lyle TaffarLyle Taffar
Shift Lead Maintenance Technician at Buckhorn PlasticsShift Lead Maintenance Technician at Buckhorn Plastics
Jessica HayesJessica Hayes
Server at Buckhorn Golf and Country ClubServer at Buckhorn Golf and Country Club
Hunter RatliffHunter Ratliff
Owner/Operator at Spykes BBQ LLCOwner/Operator at Spykes BBQ LLC
SHUVAI MOTOSHUVAI MOTO
Food and Beverage Associate at Horseshoe Bay ResortFood and Beverage Associate at Horseshoe Bay Resort