Bunmi Omidiji
Houston,TX
Summary
AML/KYC professional with strong track record in regulatory compliance, risk assessment, and due diligence. Adept at identifying suspicious activities, analyzing complex financial data, and ensuring adherence to regulatory standards. Valued team player known for effective collaboration, problem-solving, and adaptability in dynamic environments. Skilled in customer verification, transaction monitoring, and maintaining accurate records. Recognized for strong analytical skills and unwavering focus on achieving results.
Overview
2026
2026
years of professional experience
Work History
AML/KYC Analyst
Citi
06.2023 - Current
- Identified potential suspicious activity by performing transaction monitoring and escalating cases for further investigation.
- Managed complex investigations with multiple stakeholders, resulting in successful resolution of compliance issues.
- Enhanced AML/KYC compliance by conducting thorough customer due diligence and risk assessments.
- Performed periodic reviews of existing client files, ensuring continued adherence to AML/KYC requirements.
- Streamlined onboarding processes for new clients, reducing turnaround time and improving client satisfaction.
- Maintained updated knowledge of relevant regulations and industry best practices to continuously improve AML/KYC processes.
- Conducted comprehensive research on clients'' backgrounds, verifying identities and assessing risks for potential financial crimes.
- Reduced false positive alerts by refining transaction monitoring rules based on historical data patterns.
- Reviewed new prospect KYC documents to meet requirements and determine business model risk.
- Analyzed and investigated clients to conduct detailed customer due diligence and enhanced due diligence review.
AML Analyst
Regions Bank
01.2022 - 05.2023
- Conducted due diligence investigations to mitigate potential risks associated with high-risk customers.
- Gathered data and prepared financial reports for management review.
- Identified and implemented effective methods for examining and analyzing financial documents.
- Identified threats, vulnerabilities and suspicious behavior patterns to recommend mitigation measures.
- Achieved accurate transaction monitoring by diligently reviewing financial records for suspicious activities.
- Prepared detailed reports for senior management highlighting key findings from investigations and risk assessments, allowing informed decision-making regarding client relationships.
KYC Analyst
Texas Bay Credit Union
Jul 2020 - Dec 2021
- Conducted KYC formality reports on questionable accounts and transactions.
- Prevented account closures or penalties with prompt resolution of outstanding KYC issues for high-risk clients.
- Assisted in the development of new KYC-related tools and systems, contributing to a more efficient and effective AML program.
- Performed periodic reviews and reports on merchants to comply with rules, regulations and KYC requirements.
- Supported KYC processes for prospective and existing customers.
- Adjusted end-to-end KYC process needs to align with workforce capabilities.
- Reduced the risk of money laundering and terrorist financing by implementing robust KYC policies and procedures.
- Contributed to successful external reviews, demonstrating effective implementation of KYC standards within the organization.
- Reviewed new prospect KYC documents to meet requirements and determine business model risk.
- Analyzed and investigated clients to conduct detailed customer due diligence and enhanced due diligence review.
- Maintained compliance with applicable regulations and laws governing consumer credit.
Due Diligence Analyst
Wood Forrest Bank
03.2019 - 06.2020
- Worked closely with technology partners to customize software solutions for more effective monitoring of customer transactions for potential money laundering activities.
- Evaluated transaction patterns and customer profiles to identify potential money laundering trends and typologies.
- Identified and implemented effective methods for examining and analyzing financial documents.
- Documented research findings to support risk-based decision-making and resolution to escalated fraud incidents.
- Contributed to the continuous improvement of the AML Investigations team by sharing best practices and lessons learned from completed cases.
- Conducted comprehensive AML investigations, resulting in the identification of suspicious activity and timely submission of SARs.
- Enhanced due diligence processes by implementing risk assessment methodologies and procedures.
- Identified and researched patterns, trends and anomalies in transactional and customer data to detect and prevent suspicious activity related to money laundering and terrorist financing.
- Conducted thorough research on clients for improved compliance with anti-money laundering regulations.
- Prevented potential losses by identifying inconsistencies in client information during the due diligence process.
- Identified potential risks and red flags through meticulous analysis of financial statements, business activities, and market trends.
- Received, researched and resolved consumer inquiries.
Education
Bachelor of Science - Computer And Information Systems
University of Houston
Houston, TX12-2019
CompTIA Security+ -
CompTIA
CompTIA Cybersecurity Analyst (CySA) -
CompTIA
V4 Foundation IT Service Management
ITIL
SCRUM MASTER
INTERNATIONAL SCRUM INSTITUTE
Lake Zurich, ILSkills
- Enhanced due diligence
- Transaction monitoring
- Bank secrecy act
- Financial crime prevention
- AML investigations
- USA PATRIOT act
- Excel proficiency
- Banking regulations
- Multitasking Abilities
- Excellent communication
- Financial statement analysis
- Know your customer procedures
Timeline
AML/KYC Analyst
Citi
06.2023 - Current
AML Analyst
Regions Bank
01.2022 - 05.2023
Due Diligence Analyst
Wood Forrest Bank
03.2019 - 06.2020
KYC Analyst
Texas Bay Credit Union
Jul 2020 - Dec 2021
Bachelor of Science - Computer And Information Systems
University of Houston
CompTIA Security+ -
CompTIA
CompTIA Cybersecurity Analyst (CySA) -
CompTIA
V4 Foundation IT Service Management
ITIL
SCRUM MASTER
INTERNATIONAL SCRUM INSTITUTE