Kathy Davis
Arlington,TX
Summary
Certified BSA/AML Professional proficient in BSA administration.
⦁ SAR writing, CTR, OFAC, HMDA and Fair Lending Compliance.
⦁ AML transaction monitoring, Fraud Investigations.
⦁ Team player, ready to be part of a cohesive unit supporting the organization's objectives and
goals.
⦁ Dynamic professional with extensive experience in BSA/AML compliance and fair lending analysis.
⦁ Demonstrates exceptional problem-solving and analytical skills, driving compliance initiatives that
enhance operational effectiveness and mitigate risk.
Overview
17
17
years of professional experience
Work History
Compliance Fair Lending Analyst/Loan Renewal Processor
Veritex Community Bank
09.2019 - 01.2026
- Supported and implemented a proactive Fair Lending Program.
- Conducted data testing, analytics, comparative file reviews, adverse action reviews, matched-pair analysis, redlining analysis, and mapping.
- Identified data needs, recommended corrective actions, and improved procedures.
- Reviewed loan renewal documentation from application to funding.
- Provided ongoing HMDA compliance support.
Senior BSA/AML Compliance Specialist
GTL Financial Services DBA TouchPay Holdings
08.2016 - 09.2019
- Managed daily BSA/AML operations and supervised two analysts.
- Oversaw monitoring for suspicious activity, fraud investigations, SAR/CTR filings, OFAC screening, and policy updates.
- Handled MSB money transmitter reporting across multiple states.
- Coordinated exam requests and maintained licensing requirements.
Vice President, BSA/AML Manager & BSA/AML Analyst
Southwest Securities, FSB/PlainsCapital Bank
11.2008 - 08.2016
- Directed daily BSA/AML operations and reported to the Chief Compliance Officer.
- Filed SARs/CTRs, performed CIP/CDD quality control, monitored OFAC matches, and investigated AML alerts.
- Maintained SAR files, risk assessments, and procedures.
- Responded to subpoenas and law-enforcement requests.
- Administered BVS training and conducted fraud investigations triggered by Actimize alerts.
Education
Certified BSA/AML Professional -
ICBA
Patriot Officer Academy - BVS training
Marquis
High school diploma -
Skills
- SAR writing
- AML/CFT
- OFAC
- Fair Lending analysis
- CRA/HMDA reviews
- Fraud investigations
- Audit/exam preparation
- Subpoena and law-enforcement response
- Sageworks
- Marquis/Centrax
- Ncontracts
- Patriot Officer
- Actimize
- LexisNexis
- OnBase
- Nautilus
- Jack Henry
- Prosign
- Laser Pro
- Fiserv Signature
Skills
SAR writing, AML/CFT, OFAC, Fair Lending analysis, CRA/HMDA reviews, Fraud investigations, audit/exam preparation, subpoena and law-enforcement response, Sageworks, Marquis/Centrax, Ncontracts, Patriot Officer, Actimize, LexisNexis, OnBase, Nautilus, Jack Henry, Prosign, Laser Pro, Fiserv Signature, Cognos, Salesforce, SharePoint, Encompass, BVS, Workday, Teams, Adobe Pro, Microsoft Office (Excel, Power Point, Adobe Pro, etc.)
Timeline
Compliance Fair Lending Analyst/Loan Renewal Processor
Veritex Community Bank
09.2019 - 01.2026
Senior BSA/AML Compliance Specialist
GTL Financial Services DBA TouchPay Holdings
08.2016 - 09.2019
Vice President, BSA/AML Manager & BSA/AML Analyst
Southwest Securities, FSB/PlainsCapital Bank
11.2008 - 08.2016
Certified BSA/AML Professional -
ICBA
Patriot Officer Academy - BVS training
Marquis