- Serve as a credit subject matter expert, evaluating complex commercial credit requests and job-based exposures
- Respond to and investigate escalated dealer complaints, reviewing supporting documentation and company policies to ensure accurate, compliant, and timely resolutions
- Own bad debt write-off governance, including month-end analysis and external agency coordination
- Perform financial statement analysis to assess liquidity, leverage, and creditworthiness
- Provide risk-based recommendations to leadership balancing growth and risk
- Oversee commercial job credit releases and validate lien and contract compliance
- Manage and prioritize enterprise credit application pipeline and shared inbox, consistently meeting SLAs while maintaining strong internal partnerships with sales, operations, and leadership
- Partner with process improvement and systems teams to design and implement standardized credit workflows, training programs, and system enhancements (e.g., Salesforce, SAP)
- Collaborate with leadership to refine credit policies and approval processes, reducing cycle times, strengthening controls, and improving audit readiness
Added – Credit Risk Focus (this is what you asked for):